Sold
437 W Drayton Street, Ferndale, MI 48220
Sold on 10/31/2025 for$620,000
MLS # 20251036936 (Realcomp)
3 beds3 baths2,478 sqftBuilt 19260.14 acres
1 / 30
Listing Description
This home has all the character, curb appeal, updates, and space that you’ve been searching for on one of the nicest streets in Northwest Ferndale! Significant updating done in 2021 including a new kitchen, professionally finished basement, updated half bath, refinished hardwoods throughout upper level, and a new furnace. This home has a beautiful outdoor living space, newer oversized garage (2016), and bonus living space in the finished basement including sauna and workout room. All of this combined with the craftsmanship and charm that you’ve been looking for in this beautiful part of Ferndale! Other features include: spacious bedrooms and two full baths upstairs, peaceful four seasons room leads out to a great backyard w/ porch and patio, brand new concrete on front porch, steps, and walkway, and sprinkler system. You will love this home!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 3-bath, 2,478 sq ft, with original construction dating to 1926.
Final sale price: $620,000 (about $250/sq ft).
Estimated annual property tax: $11,623, or about $969 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,478 sqft
Lot Size0.14 acres
Year Built1926
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionWood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed9/15/2025
Sold Date10/30/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,623
State Equalized Value$232,070
Taxable Value$232,070
Parcel #2528428018
Source: Public Records
Legal Description
T1N, R11E, SEC 28 WOODLAND PARK SUB LOT 148, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Erik Elsea
Real Estate One-Rochester
Frequently Asked Questions about 437 W Drayton Street, Ferndale, MI 48220
Which school district serves 437 W Drayton Street, Ferndale, MI 48220?
Per MLS# 20251036936, 437 W Drayton Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251036936, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 437 W Drayton Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $11,623. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 437 W Drayton Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 437 W Drayton Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 437 W Drayton Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 437 W Drayton Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,696
Principal & interest$3,696
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
437 W Drayton Street, Ferndale, MI 48220
View full property history →
Municipality
Ferndale
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 437 W Drayton Street
We'll notify you when something hits the market in Ferndale or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.