Pending
4373 Virgilia Drive, Troy, MI 48098
$1,199,900
MLS # 20261040224 (Realcomp)
4 beds6 baths5,550 sqftBuilt 20230.19 acres
1 / 75
Listing Description
Exceptional Troy residence in the highly sought-after West Troy Meadows community with Award-Winning Schools. Built in 2023 and loaded with premium upgrades, this nearly new home offers three levels of beautifully finished living space, combining modern luxury, functionality, and everyday comfort. Featuring the desirable Reserve Hallmark floor plan, this impressive home offers 4 bedrooms, 4.5 bathrooms, and a rare 3.5-car attached garage. The open-concept layout is filled with natural light from expansive windows and showcases hardwood flooring, a spacious great room with fireplace, and a designer kitchen featuring premium cabinetry, quartz countertops, chimney hood, oversized island, and generous dining area ideal for everyday living and entertaining. Upstairs, the spacious primary suite offers a tray ceiling, spa-inspired bath, oversized walk-in dressing room with center island, and custom closet systems. Additional bedrooms are generously sized and thoughtfully designed to accommodate family and guests. The professionally permitted finished basement adds an entirely new dimension to the home, featuring a home theater area, full bathroom with Bluetooth-enabled speaker system, dedicated play area with built-in climbing wall, egress window, a flexible recreation space perfect for entertaining, working from home, fitness, or relaxation!! Additional highlights include custom window treatments with blackout shades, high-quality carpeting, high-efficiency mechanical systems, central air conditioning, humidifier, extensive storage, and numerous custom upgrades throughout. Ideally located near premier shopping, dining, recreation, and major commuter routes, this move-in-ready home offers the rare opportunity to enjoy the benefits of new construction without the wait, additional expense, or post-closing projects. Please refer to the attached update sheet for a complete list of improvements, upgrades, and features that make this exceptional property truly stand apart!
Source: SparkMLS
About this home
Located in Troy in Troy, this property offers 4-bedroom, 6-bath, 5,550 sq ft, with original construction dating to 2023.
Currently offered at $1,199,900 (about $216/sq ft).
Estimated annual property tax: $16,700, or about $1,392 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms6
Living Area5,550 sqft
Lot Size0.19 acres
Year Built2023
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$475 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$16,700
State Equalized Value$481,970
Taxable Value$460,000
Parcel #2016404033
Source: Public Records
Legal Description
T2N,R11E,SEC 16 OAKLAND COUNTY CONDOMINIUM PLAN NO 2294 WEST TROY MEADOWS UNITS 31 L53919 P697 3-10-20 FR 401-002
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Aida Omidvar
KW Metro
Frequently Asked Questions about 4373 Virgilia Drive, Troy, MI 48098
What school district is 4373 Virgilia Drive, Troy, MI 48098 in?
Per MLS# 20261040224, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261040224, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040224, the most recent reported annual property tax for 4373 Virgilia Drive, Troy, MI 48098 is $16,700. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4373 Virgilia Drive, Troy, MI 48098 eligible for USDA financing?
Per USDA Rural Development boundary data, 4373 Virgilia Drive, Troy, MI 48098 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4373 Virgilia Drive, Troy, MI 48098 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$7,823
Principal & interest$7,783
HOA$40
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4373 Virgilia Drive, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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