Sold
4395 Ann Street, Saginaw, MI 48603
Sold on 06/23/2026 for$197,500
MLS # 50207915 (MiRealSource)
3 beds2 bathsBuilt 19550.26 acres
1 / 28
Listing Description
Welcome home to this lovingly maintained all-brick ranch, offering nearly 2,500 square feet of warm and inviting living space just waiting for your personal touch. From the moment you step inside, you’ll appreciate the spacious formal living and dining rooms, perfect for gathering with family and friends. The bright kitchen with its charming breakfast nook is an ideal spot to enjoy your morning coffee. Beneath the carpeting in all three bedrooms, you’ll find hardwood floors ready to shine once again. The fully finished basement expands your living space with endless possibilities, featuring a pool table, kitchenette, full bath, and dedicated laundry area — perfect for entertaining, hobbies, or cozy movie nights at home. Outside, the beautifully cared-for yard and private backyard create a peaceful setting for relaxing or summer get-togethers. The heated two-car detached garage offers extra space for a workshop, storage, or year-round projects. Nestled in a desirable Saginaw Township neighborhood, this home has been treasured for years and is ready to welcome its next chapter.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Saginaw Township in Saginaw built in 1955.
Closed at $197,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.26 acres
Year Built1955
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/16/2026
Sold Date6/22/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #23-12-4-16-4457-000
Source: SparkMLS
Legal Description
LOT 7 AHRENS ACRES SUBD. SEC 16 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bridgette Stallings
Century 21 Signature Realty
Frequently Asked Questions about 4395 Ann Street, Saginaw, MI 48603
What school district is 4395 Ann Street, Saginaw, MI 48603 in?
Per MLS# 50207915, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4395 Ann Street, Saginaw, MI 48603?
Per MLS# 50207915, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 4395 Ann Street, Saginaw, MI 48603 eligible for USDA financing?
Per USDA Rural Development boundary data, 4395 Ann Street, Saginaw, MI 48603 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4395 Ann Street, Saginaw, MI 48603 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4395 Ann Street, Saginaw, MI 48603
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Municipality
Saginaw Township
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