For Sale
44 Mockingbird Circle, Traverse City, MI 49685
$384,900
MLS # 1946605 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 20260.26 acres
1 / 11
Listing Description
This home checks every box—new, stylish, efficient, and perfectly located. Whether you're looking to upgrade, relocate, or invest, this is a rare opportunity to own a move-in-ready home in one of Northern Michigan’s most desirable small town. *Brand-new construction with quality craftsmanship throughout *Open-concept living, dining, and kitchen—ideal for hosting *Stylish kitchen featuring quartz countertops & modern cabinetry *Energy-efficient systems for long-term savings and comfort *Bedrooms designed for relaxation and flexibility *Private outdoor space—perfect for enjoying Northern Michigan seasons *Attached garage with room for vehicles, storage, or recreational gear Enjoy the best of both worlds—peaceful surroundings with easy access to everything. Just minutes from downtown amenities, shopping, dining, and outdoor recreation, this home puts you close to it all while still offering a quiet retreat.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2026 sits in Traverse City.
Asking $384,900.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.26 acres
Year Built2026
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Heat Pump, Radiant
WaterPublic
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, Lease Purchase, MSHDA
HOA
HOA Fee$315
IncludesSnow Removal
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie P Flor
REO-TCRandolph-233022
Frequently Asked Questions about 44 Mockingbird Circle, Traverse City, MI 49685
Can I use FHA or VA financing for this property?
Per MLS# 1946605, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Lease Purchase, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 44 Mockingbird Circle, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 44 Mockingbird Circle, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,811
Principal & interest$2,496
HOA$315
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
44 Mockingbird Circle, Traverse City, MI 49685
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