For Sale
44 N Linwood Beach Road, Linwood, MI 48634
$759,900
MLS # 50203005 (MiRealSource)
4 beds2 bathsBuilt 19722.08 acres
1 / 45
Listing Description
Experience the ultimate waterfront lifestyle on North Linwood Beach. This beautifully renovated 4 bedroom, 2.5 bath home sits on 2 acres with 200 feet of private Lake Huron frontage, offering breathtaking sunrises over Saginaw Bay. Unlike most homes on the beach, this property provides exceptional privacy with plenty of room between neighbors. Inside you’ll find modern finishes throughout, including a showpiece kitchen with oversized island, granite countertops, custom cabinetry, and premium appliances. The primary suite is a private retreat, while the spacious living and dining areas with dual fireplaces are perfect for gatherings. A finished heated, cooled, and screened garage adds versatile year-round living space. Step outside to enjoy a custom patio, new hot tub, and endless ways to soak in the shoreline. A circle drive, heated workshop, and insulated pole barn with loft and storage across the street add convenience. Located in the small lakeside town of Linwood, this property is just a short ride to Linwood Beach Marina for world-class boating and fishing. Enjoy the sunrise side lifestyle where modern comfort meets the peace and character of a quiet waterfront community.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Linwood built in 1972.
Asking $759,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size2.08 acres
Year Built1972
Location
CityLinwood
MunicipalityFraser Twp
Zip Code48634
CountyBay
School DistrictPinconning
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank, Public
InteriorCeiling Fan(s)
Sale & Financing
Listed3/31/2026
Original Price$825,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 44 N Linwood Beach Road, Linwood, MI 48634
Which school district serves 44 N Linwood Beach Road, Linwood, MI 48634?
Per MLS# 50203005, 44 N Linwood Beach Road, Linwood, MI 48634 is in the Pinconning boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pinconning directly to confirm enrollment eligibility.
What financing options are available for 44 N Linwood Beach Road, Linwood, MI 48634?
Per MLS# 50203005, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 44 N Linwood Beach Road, Linwood, MI 48634 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 44 N Linwood Beach Road, Linwood, MI 48634 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 44 N Linwood Beach Road, Linwood, MI 48634?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank, Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fraser Twp police department or the Bay County sheriff's office.
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Monthly payment$4,929
Principal & interest$4,929
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
44 N Linwood Beach Road, Linwood, MI 48634
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