Pending
440 Park Avenue, South Haven, MI 49090
$375,000
MLS # 26033220 (Michigan Regional Information Center (MichRIC))
2 beds1 bath874 sqftBuilt 19300.08 acres
1 / 26
Listing Description
Good things come in small packages! Your ideal South Haven getaway awaits just one block from coveted Oak Street Beach located in South Haven's highly sought after north side of town. This beautifully updated 2 bedroom, 1 bath cottage offers the perfect Lake Michigan escape with all the comfort and convenience buyers are searching for in a second home. Thoughtfully renovated and move-in ready, the home blends timeless cottage character with modern updates, creating an inviting place to enjoy long summer weekends or extended stays by the lake. The private backyard provides a wonderful setting for outdoor dining, relaxing after a day at the beach, and gathering with family and friends. Whether you are seeking a summer retreat or a year-round escape in an unbeatable location, opportunities this close to the shoreline are becoming increasingly rare.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 874 sq ft home in South Haven in South Haven built in 1930.
Listed at $375,000 (about $429/sq ft).
Estimated annual property tax: $4,981, or about $415 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area874 sqft
Lot Size0.08 acres
Year Built1930
Stories1
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,981
Tax Year2026
Assessed Value$83,325
Parcel #805383400700
Source: SparkMLS
Legal Description
885-585 814-546 920-556 920-555 C483A1 1-17 S 35 1/3' OF LOT 7 BLK 4 NAPIERS AMENDED ADD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy O'Sullivan
Jaqua REALTORS
Frequently Asked Questions about 440 Park Avenue, South Haven, MI 49090
Which school district serves 440 Park Avenue, South Haven, MI 49090?
Per MLS# 26033220, 440 Park Avenue, South Haven, MI 49090 is in the South Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26033220, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 440 Park Avenue, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $4,981 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 440 Park Avenue, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 440 Park Avenue, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 440 Park Avenue, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
440 Park Avenue, South Haven, MI 49090
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Municipality
South Haven
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