For Sale
441 E Oakridge Street, Ferndale, MI 48220
$649,900
MLS # 20261038667 (Realcomp)
3 beds3 baths2,081 sqftBuilt 20260.13 acres
1 / 39
Listing Description
Remarks: Incredible new construction by 4th Dimension Development in the heart of Ferndale! This thoughtfully designed home features a 1-car attached garage and a bright, open-concept layout perfect for modern living. The main level offers a spacious family room that flows into the kitchen and dining area with a large island and access to the rear patio—ideal for entertaining. A front study/flex room provides great work-from-home space, along with a powder room and mudroom off the garage. Upstairs, the primary suite includes a walk-in closet and en-suite bath with dual sinks. Two additional bedrooms share a full bath, and second-floor laundry adds convenience. Quality craftsmanship and a functional layout just minutes from downtown Ferndale!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,081 sq ft home in Ferndale in Ferndale built in 2026.
Asking $649,900 (about $312/sq ft).
Annual property taxes run approximately $2,388 ($199/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,081 sqft
Lot Size0.13 acres
Year Built2026
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,388
Parcel #2527181081
Source: Public Records
Legal Description
Long Legal
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James Danley
KW Domain
Frequently Asked Questions about 441 E Oakridge Street, Ferndale, MI 48220
What school district is 441 E Oakridge Street, Ferndale, MI 48220 in?
Per MLS# 20261038667, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 441 E Oakridge Street, Ferndale, MI 48220?
Per MLS# 20261038667, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038667, the most recent reported annual property tax for 441 E Oakridge Street, Ferndale, MI 48220 is $2,388. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 441 E Oakridge Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 441 E Oakridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 441 E Oakridge Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
441 E Oakridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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