Sold
441 Jewell Street, Ferndale, MI 48220
Sold on 04/03/2026 for$198,000
MLS # 20261013262 (Realcomp)
2 beds1 bath667 sqftBuilt 19400.1 acres
1 / 43
Listing Description
Charming Ferndale ranch just minutes from Woodward Ave. and downtown Ferndale. This clean, move-in ready 2-bedroom home features dark hardwood floors, an inviting eat-in tile kitchen with stainless steel appliances, and a classic vintage bath with original white tile and black accents in great condition. Updates include a newer roof (Oct 2018), furnace (2014), and a hot water tank (2025), plus updated vinyl windows and siding. The full basement offers great storage and potential for additional finished living space, with glass block windows and a lifetime transferable warranty on basement waterproofing. Enjoy a large, fenced backyard with a separate fenced dog run and a garage—perfect for pets, entertaining, and extra storage. Squeaky clean and ready for its next owner!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 667 sq ft, with original construction dating to 1940.
Closed at $198,000 (about $297/sq ft).
Property tax estimate: $3,449 per year ($287/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area667 sqft
Lot Size0.1 acres
Year Built1940
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/2/2026
Sold Date4/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,449
State Equalized Value$85,390
Taxable Value$65,670
Parcel #2535305032
Source: Public Records
Legal Description
T1N, R11E, SEC 35 HUGO SCHERER'S SUB LOT 292, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tommy Desmond
Emerald Standard Realty Company
Frequently Asked Questions about 441 Jewell Street, Ferndale, MI 48220
What school district is 441 Jewell Street, Ferndale, MI 48220 in?
Per MLS# 20261013262, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261013262, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261013262, the most recent reported annual property tax for 441 Jewell Street, Ferndale, MI 48220 is $3,449. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 441 Jewell Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 441 Jewell Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 441 Jewell Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
441 Jewell Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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