Pending
441 Silman Street, Ferndale, MI 48220
$389,900
MLS # 20261040409 (Realcomp)
4 beds3 baths1,475 sqftBuilt 19250.12 acres
1 / 79
Listing Description
Freshly renovated 4 bedroom 2 1/2 bath home with a great designer flair. Inviting covered front porch. Living room with accent wall & recessed lights. Large formal dining with wainscotting and recessed lights. Kitchen features new Shaker style cabinets, quartz counters, undermount stainless steel sink, full height custom tile backsplash and a full set of included stainless steel appliances. French door off kitchen to rear covered porch and large garage with rollup door in fenced yard. Both upper and main full bathes remodeled with designer vanities and tops, custom tub & shower ceramic surrounds, new ceramic floors and new fixtures & accessories. Huge primary bedroom with accent wall, double closets. and recessed lights. New paint, designer fixtures and hardware throughout. New flooring throughout. Clean open basement with blacked out ceiling with can lights, fresh paint, included front load washer & dryer, newer 90+ furnace, HWH and central air, glass block windows and a half bath. New roof. Seller will include new central air but it MUST be included in your offer. Owner is a licensed broker in the state of Michigan.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,475 sq ft home built in 1925 sits in Ferndale in Ferndale.
Asking $389,900 (about $264/sq ft).
Property tax estimate: $4,782 per year ($399/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,475 sqft
Lot Size0.12 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,782
State Equalized Value$140,120
Taxable Value$92,700
Parcel #2534428059
Source: Public Records
Legal Description
T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 154, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by John Graham
John Graham Realty, LLC
Frequently Asked Questions about 441 Silman Street, Ferndale, MI 48220
What school district is 441 Silman Street, Ferndale, MI 48220 in?
Per MLS# 20261040409, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261040409, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040409, the most recent reported annual property tax for 441 Silman Street, Ferndale, MI 48220 is $4,782. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 441 Silman Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 441 Silman Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 441 Silman Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
441 Silman Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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