Sold
4415 Monroe Avenue, Waterford, MI 48329
Sold on 01/05/2026 for$220,000
MLS # 20251022870 (Realcomp)
3 beds2 baths1,813 sqftBuilt 19280.24 acres
1 / 18
Listing Description
Charming 3-bedroom, 2-bath bungalow in a cute, well-kept Waterford neighborhood with friendly neighbors and a rare 3-car garage. Perfect for storage, hobbies or your weekend toys. With a well-designed layout that feels both functional and cozy, this could be your next home! BRAND NEW ROOF! Located in the Waterford School District, this home is just minutes from some of the area’s best spots, including Cass Lake, Elizabeth Lake, and Loon Lake. Whether you enjoy boating, kayaking, or simply soaking up that laid-back lake life vibe, you'll love the access to outdoor fun. And when you're ready to shop, dine, or catch a movie, Great Lakes Crossing is just a quick drive away. Enjoy the best of Waterford living at 4415 Monroe!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,813 sq ft home in Waterford Township in Waterford built in 1928.
Closed at $220,000 (about $121/sq ft).
Property tax estimate: $3,373 per year ($281/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,813 sqft
Lot Size0.24 acres
Year Built1928
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed7/31/2025
Sold Date1/4/2026
Original Price$225,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,763
State Equalized Value$110,920
Taxable Value$102,350
Parcel #1310254031
Source: Public Records
Legal Description
T3N, R9E, SEC 10 MONROE SUB LOTS 4 & 5 5-7-03 FR 006 & 007
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher Deighton
EXP Realty Main
Frequently Asked Questions about 4415 Monroe Avenue, Waterford, MI 48329
What school district is 4415 Monroe Avenue, Waterford, MI 48329 in?
Per MLS# 20251022870, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251022870, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251022870, the most recent reported annual property tax for 4415 Monroe Avenue, Waterford, MI 48329 is $4,763. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4415 Monroe Avenue, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4415 Monroe Avenue, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4415 Monroe Avenue, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4415 Monroe Avenue, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,373
Monthly$281
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$1,708
Principal & interest$1,427
Property taxes$281
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4415 Monroe Avenue, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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