Pending
4416 Debra Drive, Traverse City, MI 49685
$474,500
MLS # 1945415 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19801.11 acres
1 / 33
Listing Description
Come home to this meticulously maintained home, only 20 minutes from downtown Traverse City, yet situated in a quiet, peaceful setting, within minutes to Long Lake beaches and boat launches. This lovely home has had numerous updates such as a new roof, new 20x24 ft garage addition w/10 ft door, remodeled kitchen and 2 baths, new flooring and so much more! List of additional upgrades to be found in DOCUMENTS. After a busy day at the beach, come relax on the back deck or warm up by the fireplace - this wonderful home has it all!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1980 sits in Traverse City.
Currently offered at $474,500.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.11 acres
Year Built1980
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Hot Water
WaterPrivate Water
Sale & Financing
Listed5/19/2026
Original Price$489,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karen Ardery
Century 21 Northland
Frequently Asked Questions about 4416 Debra Drive, Traverse City, MI 49685
What type of financing is accepted for this listing?
Per MLS# 1945415, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4416 Debra Drive, Traverse City, MI 49685 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4416 Debra Drive, Traverse City, MI 49685 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4416 Debra Drive, Traverse City, MI 49685?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,078
Principal & interest$3,078
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4416 Debra Drive, Traverse City, MI 49685
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