Sold
4416 S Shore Street, Waterford, MI 48328
Sold on 06/10/2026 for$525,000
MLS # 20261032753 (Realcomp)
3 beds1 bath1,226 sqftBuilt 19560.34 acres
1 / 29
Listing Description
Enjoy 75 feet of Lakefront living on desirable All-Sports Watkins Lake with 238 acres of clean, scenic water on a spring fed lake Situated on one of the most sought-after stretches of the lake, offering breathtaking views. This property is the perfect setting for boating, kayaking, fishing, and peaceful waterfront relaxation. The home features 3-bedroom and full bathroom. The open floor concept featuring a spacious family room with beautiful granite surround gas fireplace. Large kitchen with large island and granite countertops, appliances and eating area leading to a charming sunroom with beautiful lake views and lots of windows bringing in natural light. This home combines tranquility with everyday convenience. The property also includes a shed for additional storage and Large Laundry room that offers potential for additional bath fixture. 1 car oversized garage with a 2 1/2 car driveway for parking. Step outside to a spacious deck overlooking the lake plus a walkway leading to an additional waterfront deck perfect for relaxing and entertaining. Great opportunity to enjoy waterfront living in a serene setting conveniently located near parks and recreation and shopping.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,226 sq ft home in Waterford Township in Waterford built in 1956.
Closed at $525,000 (about $428/sq ft).
Annual property taxes run approximately $6,276 ($523/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,226 sqft
Lot Size0.34 acres
Year Built1956
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed5/9/2026
Sold Date6/9/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$6,654
State Equalized Value$206,380
Taxable Value$175,800
Parcel #1322201005
Source: Public Records
Legal Description
T3N, R9E, SEC 22 WATCHPOCKET PLAT W 1/2 OF LOT 48 & ALL OF LOT 49
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Norma Sheena
Real Estate One-W Blmfld
Frequently Asked Questions about 4416 S Shore Street, Waterford, MI 48328
What school district is 4416 S Shore Street, Waterford, MI 48328 in?
Per MLS# 20261032753, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261032753, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032753, the most recent reported annual property tax for 4416 S Shore Street, Waterford, MI 48328 is $6,654. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4416 S Shore Street, Waterford, MI 48328 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4416 S Shore Street, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$6,276
Monthly$523
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,765
Principal & interest$3,242
Property taxes$523
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4416 S Shore Street, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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