For Sale
4417 Island View Drive, Waterford, MI 48328
$799,900
MLS # 20261048728 (Realcomp)
4 beds4 baths5,356 sqftBuilt 19970.26 acres
1 / 76
Listing Description
Enjoy Lake Life in the Gated community of Forest Bay! Over 5,300 square feet of finished living space, this custom-designed home features 4 bedrooms, 3 and a half baths, 2nd floor laundry room and a deeded boat slip (#46) in the private marina on Cass Lake.Step into the 2 story Great Room with 2 way fireplace looking through to the eat in kitchen. Huge main floor office. 9-foot ceilings on main level, cathedral and tray ceilings in bedrooms. Luxury Primary suite with spa tub and walk in closet. Spacious finished walkout basement that includes a full bath, work out room, flex room and plenty of storage. Designed for comfort and efficiency, the home features dual-zone heating and cooling, a 26kW Generac whole-house generator (2023), Navien tankless water heater (2024), smart hot water recirculation system (2025), WiFi-enabled smart home features, hard-wired security system, built-in indoor and outdoor speakers, and a separate irrigation meter that eliminates sewer charges for lawn watering.Recent updates include many Low-E replacement windows (2023), American Whirlpool hot tub (2023), Sherwin-Williams exterior paint (2023), whole-house water filtration system, new gutters, new driveway (2025), interior paint (2023), and a roof (2015). The beautifully landscaped grounds are highlighted by premium LED landscape lighting. Resort-style amenities including a private beach on the no-wake bay, private boat launch, tennis/pickleball courts, sand volleyball, and beautifully maintained common areas. Just 20 minutes to Birmingham and 35 minutes to downtown Detroit.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 5,356 sq ft home in Waterford Township in Waterford built in 1997.
Currently offered at $799,900 (about $149/sq ft).
Estimated annual property tax: $10,685, or about $890 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area5,356 sqft
Lot Size0.26 acres
Year Built1997
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Hot Tub Spa
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Quarterly
Source: SparkMLS
Tax Information
Annual Tax$7,907
State Equalized Value$351,380
Taxable Value$207,050
Parcel #1334408010
Source: Public Records
Legal Description
T3N, R9E, SEC 34 OAKLAND COUNTY CONDOMINIUM PLAN NO 672 FOREST BAY UNIT 46 L 11407 P 176 6-14-90 FR 001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James M Horn
KW Domain
Frequently Asked Questions about 4417 Island View Drive, Waterford, MI 48328
Which school district serves 4417 Island View Drive, Waterford, MI 48328?
Per MLS# 20261048728, 4417 Island View Drive, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261048728, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4417 Island View Drive, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $7,907. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4417 Island View Drive, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4417 Island View Drive, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4417 Island View Drive, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$10,685
Monthly$890
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,279
Principal & interest$5,188
Property taxes$890
HOA$200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4417 Island View Drive, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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