Sold
442 HENRY RUFF Road, Garden City, MI
Sold on 04/25/2025 for$250,000
MLS # 20250016604 (Realcomp)
3 beds2 baths1,978 sqftBuilt 19550.13 acres
1 / 39
Listing Description
Welcome to Garden City! This one story 3 bedroom, 1.1 baths home is move in ready for you. Inside you will find hardwood floors as you enter. A large living room with a bay window gives the home plenty of natural light. The newly remodeled kitchen features stainless steel appliances, with plenty of cabinet and countertop space. Downstairs you will find a small office, a half bath in your fully finished basement complete with a fully seated four tap keg bar, ideal for entertaining guests, or relaxing. Outside you will find a patio area along with the fully insulated and heated detached garage, along with a separate tool shed for your use as well. With amenities like Garden City Park, The Civic Ice Arena and shopping only minutes away the only thing missing in this move in ready home is you! Open house 3/15/2025 2:00 - 4:00PM
Source: SparkMLS
About this home
Located in Garden City in Garden City, this property offers 3-bedroom, 2-bath, 1,978 sq ft, with original construction dating to 1955.
This home sold for $250,000 (about $126/sq ft).
Property tax estimate: $2,899 per year ($242/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,978 sqft
Lot Size0.13 acres
Year Built1955
Stories1
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed3/12/2025
Sold Date4/24/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,899
Parcel #35019050166000
Source: SparkMLS
Legal Description
14P166 LOT 166 SNIDER PARK SUB T2S R9E L75 P53, 54 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Richard Pryor
Real Estate One-Southgate
Frequently Asked Questions about 442 HENRY RUFF Road, Garden City, MI
Which school district serves 442 HENRY RUFF Road, Garden City, MI?
Per MLS# 20250016604, 442 HENRY RUFF Road, Garden City, MI is in the Garden City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Garden City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250016604, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 442 HENRY RUFF Road, Garden City, MI?
Per public tax records, annual property taxes for this property are $2,899. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 442 HENRY RUFF Road, Garden City, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 442 HENRY RUFF Road, Garden City, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 442 HENRY RUFF Road, Garden City, MI. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 442 HENRY RUFF Road, Garden City, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
442 HENRY RUFF Road, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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