Pending
442 Pinewood Circle, Portage, MI 49002
$410,000
MLS # 26025224 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,084 sqftBuilt 19750.31 acres
1 / 47
Listing Description
Tucked away on a stunning wooded lot adorned with mature trees and vibrant flowering bushes, this beautifully maintained 5-bedroom, 3-bathroom home offers the perfect blend of privacy and convenience. The partially finished basement provides flexible space for a home office, gym, or additional living area. Outside, you'll love the expansive 26' x 28' pole barn--ideal for storing vehicles, equipment, or turning into a workshop. Whether you're relaxing on the patio or enjoying the peaceful natural surroundings, this home truly feels like a secluded getaway--yet it's just minutes from all the amenities Portage has to offer. Don't miss the opportunity to own this one-of-a-kind property that combines charm, functionality, and serene living.
Source: SparkMLS
About this home
Located in Portage in Portage, this property offers 5-bedroom, 3-bath, 3,084 sq ft, with original construction dating to 1975.
Currently offered at $410,000 (about $133/sq ft).
Property tax estimate: $5,246 per year ($437/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,084 sqft
Lot Size0.31 acres
Year Built1975
Stories2
Location
CityPortage
MunicipalityPortage City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/27/2026
Original Price$425,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,246
Tax Year2025
Assessed Value$118,807
Parcel #10-06400-011-O
Source: SparkMLS
Legal Description
POINT O WOODS PLAT LOT 11
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kendra M Schwartz
Real Broker LLC
Frequently Asked Questions about 442 Pinewood Circle, Portage, MI 49002
What school district is 442 Pinewood Circle, Portage, MI 49002 in?
Per MLS# 26025224, this property is served by Portage. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025224, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025224, the most recent reported annual property tax for 442 Pinewood Circle, Portage, MI 49002 is $5,246 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 442 Pinewood Circle, Portage, MI 49002 eligible for USDA financing?
Per USDA Rural Development boundary data, 442 Pinewood Circle, Portage, MI 49002 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 442 Pinewood Circle, Portage, MI 49002 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
442 Pinewood Circle, Portage, MI 49002
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Municipality
Portage
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