For Sale
4425 Baker Road, Alger, MI 48610
$325,000
MLS # 20261032988 (Realcomp)
3 beds1 bath1,176 sqftBuilt 19500.52 acres
1 / 71
Listing Description
Rare opportunity to own a recently renovated, turnkey lakefront retreat on highly sought-after Secord Lake. This beautifully updated 3 bedroom, 1 bathroom home seamlessly blends a modern aesthetic with classic up north cabin charm. Currently operating as a top tier, highly rated short term rental, this property is an incredible opportunity for an investor looking for an active income property or a family seeking a ready to enjoy waterfront escape just two hours from Metro Detroit. The bright, open concept interior features exposed ceiling beams and a beautiful stone fireplace as the focal point of the living area. The modern kitchen comes fully equipped with a breakfast bar and flows effortlessly into the dining and living spaces, making it perfect for entertaining. Three comfortable bedrooms easily accommodate up to eight guests, and a dedicated in unit laundry room adds great everyday convenience. Outside, the deep lot features a paved driveway, an oversized garage, and a large storage shed for all your gear. The waterfront is fully equipped with a private sandy beach and a protective seawall. Exceptional outdoor living spaces include two expansive decks overlooking the lake, a covered patio perfect for cookouts, a custom brick fire pit, and a built in jungle gym and swing set. This one has absolutely everything and comes completely furnished.! Pontoon boats are cruising the main lake and channels, and full lake levels are expected to return in the summer of 2026. See the FLTF website for all information regarding the dam construction, assessments, and the full lake-level timeline
Source: SparkMLS
About this home
Located in Alger, this property offers 3-bedroom, 1-bath, 1,176 sq ft, with original construction dating to 1950.
Listed at $325,000 (about $276/sq ft).
Property tax estimate: $6,568 per year ($547/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,176 sqft
Lot Size0.52 acres
Year Built1950
Stories1
Location
CityAlger
MunicipalityClement Twp
Zip Code48610
CountyGladwin
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,568
Parcel #07006000005000
Source: SparkMLS
Legal Description
20 1E SUPVS PLAT OF BAKERS RESORT LOT 50
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Delia
Keller Williams Paint Creek
Frequently Asked Questions about 4425 Baker Road, Alger, MI 48610
What type of financing is accepted for this listing?
Per MLS# 20261032988, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4425 Baker Road, Alger, MI 48610?
Per public tax records, annual property taxes for this property are $6,568. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4425 Baker Road, Alger, MI 48610 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4425 Baker Road, Alger, MI 48610 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4425 Baker Road, Alger, MI 48610?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clement Twp police department or the Gladwin County sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4425 Baker Road, Alger, MI 48610
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