Sold
44388 Thunder Bay Drive, Clinton Twp, MI 48038
Sold on 01/21/2026 for$409,900
MLS # 20251057331 (Realcomp)
4 beds4 baths3,436 sqftBuilt 19830.24 acres
1 / 34
Listing Description
Welcome home to 44388 Thunder Bay, a beautifully maintained & inviting residence tucked away on a quiet cul-de-sac in the desirable Rivergate Subdivision of Clinton Township. Located within the Chippewa Valley School District & just minutes from shopping, dining, & everyday conveniences, this warm and cozy home offers the perfect blend of comfort, space, & thoughtful updates—ideal for both everyday living & entertaining. Step inside to discover 2,236 square feet of well-designed living space featuring 4 spacious bedrooms & 3.1 bathrooms. The primary bedroom offers a true retreat with its walk-in closet & private en-suite bathroom, creating the perfect space to unwind. The layout throughout the home is both functional & welcoming, with generous room sizes, abundant natural light, & an easy flow for daily living. Additional living spaces provide flexibility for a home office, playroom, or relaxing den. A partially finished basement adds even more usable space—perfect for a recreation area, workout zone, or extra storage. Convenience is at your fingertips with first-floor laundry, making everyday routines a breeze. The home also features a 2-car insulated garage, ideal for Michigan winters & additional storage. Major updates bring peace of mind, including new roof, new driveway, newer windows/siding/AC, a backup sump pump & more - all contributing to comfort, efficiency, & long-term value. Step outside to enjoy the picturesque patio & beautifully landscaped yard, offering a serene backdrop for morning coffee, summer barbecues, or simply relaxing in your own private outdoor oasis. The peaceful cul-de-sac location adds privacy & minimal traffic, enhancing the calm & friendly neighborhood atmosphere. With its prime location, spacious interior, partially finished basement, numerous updates, & charming outdoor spaces, 44388 Thunder Bay is a special opportunity you won’t want to miss. Cozy, inviting, and truly move-in ready—this home is prepared to welcome its next chapter.
Source: SparkMLS
About this home
Located in Clinton Township in Clinton Twp, this property offers 4-bedroom, 4-bath, 3,436 sq ft, with original construction dating to 1983.
Closed at $409,900 (about $119/sq ft).
Property tax estimate: $4,766 per year ($397/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,436 sqft
Lot Size0.24 acres
Year Built1983
Stories2
Location
CityClinton Twp
MunicipalityClinton Twp
Zip Code48038
CountyMacomb
School DistrictChippewa Valley
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
InteriorBasement Finished, Other
Sale & Financing
Listed12/2/2025
Sold Date1/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$100 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,766
State Equalized Value$171,600
Taxable Value$114,700
Parcel #11-04-151-015
Source: Public Records
Legal Description
50-11-04-151-015 D150 80S RIVERGATE SUBDIVISION LOT 150.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Regan Monzo
Keller Williams Realty-Great Lakes
Frequently Asked Questions about 44388 Thunder Bay Drive, Clinton Twp, MI 48038
What school district is 44388 Thunder Bay Drive, Clinton Twp, MI 48038 in?
Per MLS# 20251057331, this property is served by Chippewa Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251057331, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251057331, the most recent reported annual property tax for 44388 Thunder Bay Drive, Clinton Twp, MI 48038 is $4,766. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 44388 Thunder Bay Drive, Clinton Twp, MI 48038 eligible for USDA financing?
Per USDA Rural Development boundary data, 44388 Thunder Bay Drive, Clinton Twp, MI 48038 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 44388 Thunder Bay Drive, Clinton Twp, MI 48038 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 44388 Thunder Bay Drive, Clinton Twp, MI 48038?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 44388 Thunder Bay Drive, Clinton Twp, MI 48038. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,667
Principal & interest$2,659
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
44388 Thunder Bay Drive, Clinton Twp, MI 48038
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Municipality
Clinton Township
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County
Macomb County
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