For Sale
447 Ruskin Drive, Algonac, MI 48001
$210,000
MLS # 50212404 (MiRealSource)
3 beds1 bathBuilt 19400.13 acres
1 / 37
Listing Description
THIS CHARMING 2-STORY COTTAGE-STYLE HOME HAS BEEN BEAUTIFULLY RENOVATED AND IS LOCATED ON POINT DU CHENE, A QUAINT FAMILY-FRIENDLY COMMUNITY NESTLED ALONG THE SCENIC ST CLAIR RIVER. ENJOY THE RELAXING LIFESTYLE AND UNIQUE CONNECTION TO THE AREA'S WATERFRONT HERITAGE, KNOWN FOR ITS RICH BOAT BUILDING HISTORY. UPDATES INCLUDE A NEW KITCHEN, BATHROOMS, DRYWALL THROUGHOUT, LUXURY VINYL PLANK FLOORING THROUGHOUT, SECOND STORY WITH 3 BEDROOMS FEATURING VAULTED CEILINGS, LIGHT FIXTURES, ELECTRICAL, HOT WATER HEATER, WINDOWS, ROOF, AND SIDING. STOVE AND REFRIGERATOR ARE INCLUDED. 1-CAR ATTACHED GARAGE. CORNER LOT. CONVENIENTLY LOCATED CLOSE TO AREA SHOPPING, RESTAURANTS, MARINAS, BOAT LAUNCHES, AND THE ALGONAC RIVERFRONT BOARDWALK.
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 1-bath, with original construction dating to 1940.
Asking $210,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.13 acres
Year Built1940
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/22/2026
Original Price$215,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #01-159-0021-000
Source: SparkMLS
Legal Description
LOT 95 POINT DU CHENE SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Frequently Asked Questions about 447 Ruskin Drive, Algonac, MI 48001
What school district is 447 Ruskin Drive, Algonac, MI 48001 in?
Per MLS# 50212404, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 447 Ruskin Drive, Algonac, MI 48001?
Per MLS# 50212404, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 447 Ruskin Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 447 Ruskin Drive, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,362
Principal & interest$1,362
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
447 Ruskin Drive, Algonac, MI 48001
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Municipality
Clay Township
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