Sold
448 Wordsworth Street, Ferndale, MI 48220
Sold on 05/15/2026 for$255,000
MLS # 20261021066 (Realcomp)
3 beds1 bath1,182 sqftBuilt 19240.1 acres
1 / 53
Listing Description
*Highest & Best Offers due Sunday, April 12 at 6pm* . Classic 1920s bungalow in Ferndale within walking distance to downtown, featuring three bedrooms, an updated bath, and a spacious upper-level primary suite. A large covered front porch welcomes you in before opening up to a bright, generous living room with beautiful hardwood floors and an arched passage to the kitchen and dining area. The dining space flows naturally into the kitchen, which features ample cabinet space and stainless steel appliances. Down the hallway you'll find two nice-sized bedrooms, convenient built-ins, and an updated full bath. Head upstairs to a roomy private primary suite with wide plank wood floors and sloped ceilings that give the space real character and charm. Large basement with laundry and lots of storage space. Out back, a fenced yard with a detached garage and a driveway with an electric car charger round out this home nicely. Welcome Home!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,182 sq ft home built in 1924 sits in Ferndale in Ferndale.
This home sold for $255,000 (about $216/sq ft).
Annual property taxes run approximately $5,281 ($440/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,182 sqft
Lot Size0.1 acres
Year Built1924
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/2/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,281
State Equalized Value$104,390
Taxable Value$102,960
Parcel #2534427032
Source: Public Records
Legal Description
T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 226, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 448 Wordsworth Street, Ferndale, MI 48220
Which school district serves 448 Wordsworth Street, Ferndale, MI 48220?
Per MLS# 20261021066, 448 Wordsworth Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 448 Wordsworth Street, Ferndale, MI 48220?
Per MLS# 20261021066, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 448 Wordsworth Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,281. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 448 Wordsworth Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 448 Wordsworth Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 448 Wordsworth Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
448 Wordsworth Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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