Pending
4485 Virginia Court, 25, Swartz Creek, MI 48473
$239,500
MLS # 20261052229 (Realcomp)
2 beds2 baths1,995 sqftBuilt 19880 acres
1 / 42
Listing Description
SWARTZ CREEK - Welcome Home to Springbrook Colony! Tucked away on a quiet cul-de-sac, this charming stand-alone condominium at 4485 Virginia Court offers the perfect blend of comfort, convenience, and low-maintenance living. Step inside to discover a nice floor plan featuring 2 bedrooms, 2 full baths, a welcoming great room, and a versatile flex room—ideal for a home office, den, hobby room, or additional living space. The convenient first-floor laundry makes everyday living easy, while the primary suite provides a private retreat complete with its own full bath and plenty of closet space. The partially finished basement offers additional space for entertaining, recreation, or storage, and the attached two-car garage provides plenty of room for vehicles and extras.Enjoy peaceful mornings or relaxing evenings on the deck overlooking a scenic backyard view - the perfect place to unwind. This home also offers peace of mind with two bathroom updates, a new roof installed in May 2026 and the added security of a whole-house generator, ensuring comfort and reliability year-round. Located just minutes from shopping, dining, medical facilities, and countless everyday conveniences, this desirable Springbrook Colony condo combines a quiet neighborhood setting with an exceptional location. If you've been looking for carefree condo living without sacrificing space or privacy, this is one you won't want to miss!
Source: SparkMLS
About this home
Located in Swartz Creek in Swartz Creek, this property offers 2-bedroom, 2-bath, 1,995 sq ft, with original construction dating to 1988.
Listed at $239,500 (about $120/sq ft).
Property tax estimate: $3,603 per year ($300/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,995 sqft
Year Built1988
Stories1
Location
CitySwartz Creek
MunicipalitySwartz Creek City
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Generator, Security System
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$120 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,603
Parcel #5836651018
Source: SparkMLS
Legal Description
UNIT 25 - 1.933% CO-OWNERSHIP SPRINGBROOK COLONY (90)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judy Cox
American Associates Inc
Frequently Asked Questions about 4485 Virginia Court, 25, Swartz Creek, MI 48473
Which school district serves 4485 Virginia Court, 25, Swartz Creek, MI 48473?
Per MLS# 20261052229, 4485 Virginia Court, 25, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261052229, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4485 Virginia Court, 25, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $3,603. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4485 Virginia Court, 25, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4485 Virginia Court, 25, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4485 Virginia Court, 25, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swartz Creek City police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,673
Principal & interest$1,553
HOA$120
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4485 Virginia Court, 25, Swartz Creek, MI 48473
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Municipality
Swartz Creek
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