For Sale
4488 Philip, Commerce Twp, MI 48382
$775,000
MLS # 20261045749 (Realcomp)
5 beds4 baths4,622 sqftBuilt 19990.36 acres
1 / 74
Listing Description
Get ready to fall in love....this home has it all. Professionally landscaped backyard oasis with saltwater pool, Trex deck, brick pavers and dog pad. Tranquil 9 ft deep saltwater pool with textured rubber surround. Inviting brick paver pathway from driveway to deck and pool. Grand foyer entryway with dual staircase. Main floor features office, two living spaces, separate dining room, loads of natural light and luxury vinyl throughout. Remodeled kitchen with quartz countertops, newer appliances and large island. Cozy family room with gas fireplace, built-in shelving and beautiful view of pool. Soothing primary bedroom with two walk-in closets, built-in cabinetry and wall of windows with beautiful views and lots of natural light. Gorgeous primary bath boasts dual sinks, granite countertops and huge tiled shower with three shower heads. Generously sized bedrooms with custom closet organizers and ceiling fans. Spacious laundry room with granite countertops. Beautifully finished basement with additional bedroom, full bath and workout room with rubber flooring and wall mirror. Side entry three car garage with direct access, painted doors and electric car charger. City water and sewers. Award winning Walled Lake Schools including Glengary Elementary, Creek Middle School and Northern High School. There is no yard sign at home. Hurry, this one won't last!
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 4,622 sq ft home built in 1999 sits in Commerce Township in Commerce Twp.
Asking $775,000 (about $168/sq ft).
Property tax estimate: $7,839 per year ($653/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,622 sqft
Lot Size0.36 acres
Year Built1999
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick, Wood Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$450 / Annually
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$6,093
State Equalized Value$284,830
Taxable Value$193,420
Parcel #1709479006
Source: Public Records
Legal Description
T2N, R8E, SEC 9 MYSTIC FOREST OF COMMERCE LOT 51 8-2-99 FR 476-005
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jillian N Moutafis
Real Estate One-Commerce
Frequently Asked Questions about 4488 Philip, Commerce Twp, MI 48382
Which school district serves 4488 Philip, Commerce Twp, MI 48382?
Per MLS# 20261045749, 4488 Philip, Commerce Twp, MI 48382 is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What financing options are available for 4488 Philip, Commerce Twp, MI 48382?
Per MLS# 20261045749, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4488 Philip, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $6,093. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4488 Philip, Commerce Twp, MI 48382 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4488 Philip, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4488 Philip, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$7,839
Monthly$653
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,718
Principal & interest$5,027
Property taxes$653
HOA$38
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4488 Philip, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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