For Sale
4489 W School Road W, Roscommon, MI 48653
$240,000
MLS # 20261042328 (Realcomp)
2 beds1 bath1,536 sqftBuilt 19452.6 acres
1 / 67
Listing Description
Escape to the charm of northern Michigan with this rustic Cape Cod nestled on over 2.5 acres near Houghton Lake. Surrounded by nature, this inviting home offers a warm welcoming open floor plan, perfect for a gathering with family and friends after a day outdoors. The impressive two-story detached garage provides ample space for vehicles, boats, outdoor gear, and workshop projects. Whether you're seeking a year round home or a relaxing up-north retreat, this property captures the tranquility, space, and natural beauty that make Houghton Lake living so special
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,536 sq ft home in Roscommon built in 1945.
Asking $240,000 (about $156/sq ft).
Property tax estimate: $2,010 per year ($168/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,536 sqft
Lot Size2.6 acres
Year Built1945
Stories2
Location
CityRoscommon
MunicipalityMarkey Twp
Zip Code48653
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
Garage2.5 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/7/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,010
Parcel #0080080020051
Source: SparkMLS
Legal Description
L-859 P-571 (L-562 P-465) 233 4489 W SCHOOL ROAD 48653COM AT N1/4 COR SEC 8 TH E 528 FT TH S 165 FT TH W 528 FT TH N 165 FT TO POB PART OF NW1/4 OF NE1/4 SEC 8 T23N R3W 2A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Abigail Hotchkiss
Real Estate One-Oxford
Frequently Asked Questions about 4489 W School Road W, Roscommon, MI 48653
Which school district serves 4489 W School Road W, Roscommon, MI 48653?
Per MLS# 20261042328, 4489 W School Road W, Roscommon, MI 48653 is in the Houghton Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Houghton Lake directly to confirm enrollment eligibility.
What financing options are available for 4489 W School Road W, Roscommon, MI 48653?
Per MLS# 20261042328, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4489 W School Road W, Roscommon, MI 48653?
Per public tax records, annual property taxes for this property are $2,010. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4489 W School Road W, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4489 W School Road W, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4489 W School Road W, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Markey Twp police department or the Roscommon County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,557
Principal & interest$1,557
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4489 W School Road W, Roscommon, MI 48653
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