Sold
4491 MONTEREY Drive, Bay City, MI 48706
Sold on 05/08/2025 for$240,000
MLS # 20250014959 (Realcomp)
3 beds3 baths2,700 sqftBuilt 19660.23 acres
1 / 41
Listing Description
Another Fantatisc VIP RESTORATION Job! Welcome Home to this Completely Remodeled 3 Bedroom, 3 Bath Brick/Vinyl Ranch Style Home on a Corner Lot. This Stunner Features an Open Concept, Layout, Brand New Modern Style Kitchen, Quartz Countertops Throughout, Flawless Paint Finishes and Brand New Fixtures, Brand New Baths, Finished Basement, Two Car Attached Garage, Plus So Much More! All Data Approx, BATVAI, EZ Showings using Showingtime! See it Before it's Sold! Some Photos Are Virtually Staged- See Agent Remarks for more info.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,700 sq ft home built in 1966 sits in Bay City.
This home sold for $240,000 (about $89/sq ft).
Estimated annual property tax: $1,555, or about $130 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,700 sqft
Lot Size0.23 acres
Year Built1966
Stories1
Location
CityBay City
MunicipalityBangor Twp
Zip Code48706
CountyBay
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/6/2025
Sold Date5/7/2025
Original Price$259,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,555
Parcel #09010W1000000500
Source: SparkMLS
Legal Description
LOT 5 WESTERN FIELDS AS RECORDED IN LIBER 7 OF PLATS PAGE 6 OF BAY COUNTY RECORDS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Susan A Berry
Berkshire Hathaway HomeServices Kee Realty Bham
Frequently Asked Questions about 4491 MONTEREY Drive, Bay City, MI 48706
Can I use FHA or VA financing for this property?
Per MLS# 20250014959, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4491 MONTEREY Drive, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $1,555. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4491 MONTEREY Drive, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4491 MONTEREY Drive, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4491 MONTEREY Drive, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4491 MONTEREY Drive, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bangor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,620
Principal & interest$1,620
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4491 MONTEREY Drive, Bay City, MI 48706
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