Sold
4491 N River Road, Fort Gratiot, MI 48059
Sold on 10/28/2025 for$335,000
MLS # 20251032693 (Realcomp)
3 beds3 baths2,608 sqftBuilt 19681.32 acres
1 / 45
Listing Description
Establish roots in a serene Fort Gratiot neighborhood with this welcoming single-family home that blends comfort,function, and a touch of waterfront living. Offering 3 bedrooms and multiple spaces to relax or entertain, it's perfectly suited for modern lifestyles. The main floor features vaulted ceilings that create an airy, open feel, while the walk-out basement expands your living space and leads to the ultimate backyard retreat. Here you'll find an in-ground pool, a fenced area for privacy, and open access to your riparian rights along the Black River - ideal for those who love the outdoors. Upstairs, the primary suite serves as a true haven with a walk-in closet and a generously sized en-suite bathroom, complemented by two additional bedrooms and another full bath. Whether hosting summer gatherings, enjoying quiet evenings by the river, or simply settling into a peaceful community, this home offers a place to make lasting memories and enjoy life's simple pleasures.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,608 sq ft home built in 1968 sits in Fort Gratiot Township in Fort Gratiot.
Closed at $335,000 (about $128/sq ft).
Property tax estimate: $4,848 per year ($404/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,608 sqft
Lot Size1.32 acres
Year Built1968
Stories2
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron Area School District
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
InteriorBasement Finished, Wet Bar, Whirlpool Tub
Sale & Financing
Listed9/4/2025
Sold Date10/27/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,848
Parcel #74200910002000
Source: SparkMLS
Legal Description
LOT 98 ASSESSORS NORTH RIVER ROAD PLAT NO. 2
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Megan Ford
@properties Christie's Int'l RE Grosse Pointe
Frequently Asked Questions about 4491 N River Road, Fort Gratiot, MI 48059
Which school district serves 4491 N River Road, Fort Gratiot, MI 48059?
Per MLS# 20251032693, 4491 N River Road, Fort Gratiot, MI 48059 is in the Port Huron Area School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron Area School District directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251032693, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4491 N River Road, Fort Gratiot, MI 48059?
Per public tax records, annual property taxes for this property are $4,848. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4491 N River Road, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4491 N River Road, Fort Gratiot, MI 48059 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4491 N River Road, Fort Gratiot, MI 48059. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4491 N River Road, Fort Gratiot, MI 48059?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,264
Principal & interest$2,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4491 N River Road, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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