Pending
45 E Rutgers Avenue, Pontiac, MI 48340
$189,000
MLS # 20261037968 (Realcomp)
3 beds2 baths1,379 sqftBuilt 19300.23 acres
1 / 46
Listing Description
Step into style and sophistication with this beautifully remodeled 3-bedroom, 2 full bath colonial, completely updated in 2026 with today’s most sought-after finishes and design trends! From the moment you enter, you’ll fall in love with the stunning accent wall in the inviting living room, rich hardwood flooring, and the bright, modern feel throughout. The fully renovated kitchen is a true showstopper featuring gorgeous granite countertops, sleek shaker-style cabinetry, stainless steel appliances, updated flooring, and contemporary fixtures that blend style with functionality. Both full bathrooms have been tastefully remodeled with modern finishes new plumbing fixtures, sleek black hardware, modern accessories, and updated lighting, creating a clean, contemporary feel throughout the home. Enjoy three spacious bedrooms plus an additional bonus room, ideal for a home office, den, playroom, or flexible living space. A full basement offering endless possibilities for storage or additional living space, and a layout perfect for everyday living and entertaining alike. Every detail has been thoughtfully updated, making this home truly move-in ready. The home sits on an expansive quarter-acre lot, offering plenty of outdoor space for entertaining, gardening, play, or future possibilities. Whether you’re relaxing indoors or enjoying the charming exterior, this turnkey bungalow delivers the perfect combination of classic character and modern luxury. Don’t miss your opportunity to own this stunning, fully remodeled home! **New concrete driveway to be installed up to the rear of home before closing** BATVAI
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,379 sq ft home in Pontiac in Pontiac built in 1930.
Currently offered at $189,000 (about $137/sq ft).
Annual property taxes run approximately $1,042 ($87/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,379 sqft
Lot Size0.23 acres
Year Built1930
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,042
State Equalized Value$51,060
Taxable Value$19,000
Parcel #1417404042
Source: Public Records
Legal Description
T3N, R10E, SEC 17 BALDWIN PARK LOTS 238 & 239 4-18-97 FR 028 & 029
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sammy Sakla
KW Professionals
Frequently Asked Questions about 45 E Rutgers Avenue, Pontiac, MI 48340
Which school district serves 45 E Rutgers Avenue, Pontiac, MI 48340?
Per MLS# 20261037968, 45 E Rutgers Avenue, Pontiac, MI 48340 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261037968, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 45 E Rutgers Avenue, Pontiac, MI 48340?
Per public tax records, annual property taxes for this property are $1,042. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45 E Rutgers Avenue, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45 E Rutgers Avenue, Pontiac, MI 48340 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45 E Rutgers Avenue, Pontiac, MI 48340?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,226
Principal & interest$1,226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45 E Rutgers Avenue, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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