For Sale
45 Mockingbird Drive, Traverse City, MI 49685
$384,900
MLS # 1946608 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 20260.26 acres
1 / 10
Listing Description
New Construction | Energy-Efficient Stop dreaming and start living. This meticulously crafted 3-bed, 2-bath home combines sleek modern design with "smart" construction that saves you money. Advanced Efficiency: Thermal mass walls + in-floor radiant heat = maximum comfort, minimum cost. Space for Adventure: An oversized attached garage perfect for your cars, kayaks, and bikes. Low Maintenance: Designed for durability so you can spend your weekends at the beach, not on yard work. The Hub: Perfectly positioned for quick access to downtown dining, boutique shopping, and Lake Michigan.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2026 sits in Traverse City.
Currently offered at $384,900.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.26 acres
Year Built2026
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Radiant
WaterPublic
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, Lease Purchase, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie P Flor
REO-TCRandolph-233022
Frequently Asked Questions about 45 Mockingbird Drive, Traverse City, MI 49685
What type of financing is accepted for this listing?
Per MLS# 1946608, this listing accepts Cash, Conventional, FHA, Lease Purchase, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45 Mockingbird Drive, Traverse City, MI 49685 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 45 Mockingbird Drive, Traverse City, MI 49685 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45 Mockingbird Drive, Traverse City, MI 49685?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,496
Principal & interest$2,496
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45 Mockingbird Drive, Traverse City, MI 49685
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