Sold
45 N Merrimac Street, Pontiac, MI 48340
Sold on 05/29/2026 for$165,000
MLS # 20251055227 (Realcomp)
4 beds2 baths1,501 sqftBuilt 19150.08 acres
1 / 47
Listing Description
Beautifully Updated 4-Bedroom Colonial!Welcome to this charming 2-story colonial featuring 4 spacious bedrooms and 2 fully updated bathrooms. This home has been refreshed from top to bottom with fresh paint, light fixtures, new carpet, and new kitchen flooring and countertops. The kitchen includes some new cabinets and a new built-in microwave, offering both modern convenience and style. New furnace installed on 04/06/2026.Both full bathrooms feature new tub surrounds and updated vanities, giving each space a clean, updated feel. Throughout the home, you’ll enjoy new lighting fixtures, ceiling fans, and plenty of closet space for comfortable everyday living. Additional updates include a new garage roof in 2025 and a house roof that is approximately 8 years old, giving peace of mind for years to come. All new blinds and curtains. The property is built on a crawl space with a very small basement for extra storage. Outside, you’ll find a 1-car detached garage and classic colonial curb appeal. Move-in ready and thoughtfully updated, this home blends timeless charm with modern upgrades. A must-see!This home qualifies for up to $10,000 towards down payment, closing cost, for qualifying first-time home buyers, Income restricted program.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,501 sq ft home in Pontiac in Pontiac built in 1915.
Closed at $165,000 (about $110/sq ft).
Annual property taxes run approximately $1,506 ($126/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,501 sqft
Lot Size0.08 acres
Year Built1915
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/2/2025
Sold Date5/28/2026
Original Price$185,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,506
State Equalized Value$68,270
Taxable Value$26,020
Parcel #1420133010
Source: Public Records
Legal Description
T3N, R10E, SEC 20 CIVIC IMPROVEMENT COMPANY'S MERRIMAC SUB LOT 72
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James Gillen
Liberty Way Realty
Frequently Asked Questions about 45 N Merrimac Street, Pontiac, MI 48340
What school district is 45 N Merrimac Street, Pontiac, MI 48340 in?
Per MLS# 20251055227, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 45 N Merrimac Street, Pontiac, MI 48340?
Per MLS# 20251055227, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251055227, the most recent reported annual property tax for 45 N Merrimac Street, Pontiac, MI 48340 is $1,506. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45 N Merrimac Street, Pontiac, MI 48340 eligible for USDA financing?
Per USDA Rural Development boundary data, 45 N Merrimac Street, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45 N Merrimac Street, Pontiac, MI 48340 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 45 N Merrimac Street, Pontiac, MI 48340?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 45 N Merrimac Street, Pontiac, MI 48340. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,070
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Internet
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2 Gbps
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250 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45 N Merrimac Street, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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