Sold
4500 Lakeshore Road, 20, Fort Gratiot, MI 48059
Sold on 05/11/2026 for$139,000
MLS # 20261021671 (Realcomp)
0 beds1 bath330 sqftBuilt 1977
1 / 28
Listing Description
Enjoy effortless lake living in this beautifully updated studio condo on Lake Huron! Take in the stunning shoreline and spend your days on the amazing sandy beach, or relax by the heated inground pool just steps from your door. This well maintained unit features updated flooring and bathroom, offering a clean modern feel throughout. The building includes a club room for gatherings, additional storage in the basement, and a convenient carport for covered parking. Ideally located close to a golf course, shopping and local amenities, this is the perfect opportunity for a weekend getaway, investment property, or year round low maintenance living on the lake.
Source: SparkMLS
About this home
This 1-bath, 330 sq ft home built in 1977 sits in Fort Gratiot.
This home sold for $139,000 (about $421/sq ft).
Annual property taxes run approximately $3,481 ($290/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Natural gas service is provided by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms0
Bathrooms1
Living Area330 sqft
Year Built1977
Stories3
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionVinyl Siding
BasementPartial
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/2/2026
Sold Date5/10/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$230 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,481
Parcel #74209810020000
Source: SparkMLS
Legal Description
UNIT 20 WINDERMERE SOUTH ST CLAIR CO CONDOMINIUM SUBD PLAN NO 10. RECORDED LIBER 1054 PAGES 317 TO 347
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa Glombowski
Realty Executives Home Towne
Frequently Asked Questions about 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059
What school district is 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059 in?
Per MLS# 20261021671, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059?
Per MLS# 20261021671, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261021671, the most recent reported annual property tax for 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059 is $3,481. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4500 Lakeshore Road, 20, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,132
Principal & interest$902
HOA$230
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4500 Lakeshore Road, 20, Fort Gratiot, MI 48059
View full property history →
Get email alerts for new listings near 4500 Lakeshore Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.