Sold
4515 Luther Path, St. Joseph, MI 49085
Sold on 10/25/2024 for$399,900
MLS # 24034868 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,323 sqftBuilt 20240.43 acres
1 / 46
Listing Description
New construction home ready July/Aug in Heritage Village Homes located in St. Joseph school district. This home is 250 sq. ft. larger and 25years newer than comps. RESNET ENERGY SMART NEW CONSTRUCTION-10 YEAR STRUCTURAL WARRANTY. Welcome to over 2300 sq. ft. of open floorplan. The front entry greets guests and leads past a den, which will have French doors, and a powder bath, into a large great room, open to dining nook and kitchen. Kitchen will feature white cabinets, center island with pendant lighting, granite counters, tile backsplash and SS; dishwasher, range and microhood. Large mudroom and walk in pantry. Upstairs find the primary bedroom suite, with private full bath with a dual bowl vanity and a large WIC, 3 more spacious bedrooms, another full bath and 2nd floor laundry.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,323 sq ft home built in 2024 sits in Royalton Township in St. Joseph.
Final sale price: $399,900 (about $172/sq ft).
Annual property taxes run approximately $406 ($34/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,323 sqft
Lot Size0.43 acres
Year Built2024
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed7/8/2024
Sold Date10/24/2024
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$330 / Annually
Source: SparkMLS
Tax Information
Annual Tax$406
Tax Year2023
Assessed Value$9,400
Parcel #17-2800-0030-00-0
Source: SparkMLS
Legal Description
UNIT 30 HERITAGE VILLAGE HOMES SECOND AMENDMENT LIBER 163 PAGE 72 FORMERLY KNOWN AS LUTHERAN HERITAGE VILLAGE HOMES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mike McGivney
Allen Edwin Realty
Frequently Asked Questions about 4515 Luther Path, St. Joseph, MI 49085
What school district is 4515 Luther Path, St. Joseph, MI 49085 in?
Per MLS# 24034868, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 24034868, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24034868, the most recent reported annual property tax for 4515 Luther Path, St. Joseph, MI 49085 is $406 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4515 Luther Path, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 4515 Luther Path, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4515 Luther Path, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4515 Luther Path, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4515 Luther Path, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,622
Principal & interest$2,594
HOA$28
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4515 Luther Path, St. Joseph, MI 49085
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Municipality
Royalton Township
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