For Sale
45197 Kensington Street, Utica, MI 48317
$100,000
MLS # 26035536 (Michigan Regional Information Center (MichRIC))
2 beds2 baths864 sqftBuilt 1970
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Listing Description
CASH ONLY - Exquisitely renovated townhome in the highly desirable Village Square Co-op. This lovely owner-occupied community requires a share purchase—no mortgages, no rentals allowed—offering incredible stability and a true pride of ownership. Inside, you will find a beautifully updated kitchen, a spacious and welcoming living room, and gorgeous new flooring throughout. The layout opens up to a fantastic private patio, perfect for relaxing or entertaining in a peaceful, park-like setting surrounded by large, mature trees. The $610/month HOA fee covers gas, water, heat, lawn care, snow removal, and trash, providing exceptional value and making monthly budgeting effortless. The complex is scheduled to repair the basement drywall this week.
Source: SparkMLS
About this home
Located in Utica in Utica, this property offers 2-bedroom, 2-bath, 864 sq ft, with original construction dating to 1970.
Currently offered at $100,000 (about $116/sq ft).
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area864 sqft
Year Built1970
Stories2
Location
CityUtica
MunicipalityCity of Utica
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
StyleTraditional
ConstructionBrick, Shingle Siding, Stone, Vinyl Siding
BasementOther
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash
HOA
HOA Fee$610 / Monthly
IncludesWater, Trash, Snow Removal, Lawn/Yard Care, Heat
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year0
Assessed Value$0
Parcel #000000000
Source: SparkMLS
Legal Description
Village Square Cooperative
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Logan Gaines
Epique Realty
Frequently Asked Questions about 45197 Kensington Street, Utica, MI 48317
Which school district serves 45197 Kensington Street, Utica, MI 48317?
Per MLS# 26035536, 45197 Kensington Street, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 45197 Kensington Street, Utica, MI 48317?
Per MLS# 26035536, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45197 Kensington Street, Utica, MI 48317 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 45197 Kensington Street, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45197 Kensington Street, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,259
Principal & interest$649
HOA$610
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45197 Kensington Street, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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