For Sale
4521 E Crossroads Drive, Bay City, MI 48706
$500,000
MLS # 50198730 (MiRealSource)
3 beds2 bathsBuilt 20260.34 acres
1 / 42
Listing Description
Step into this stunning brand-new home offering 1,951 square feet of thoughtfully designed living space. The open-concept layout showcases natural hardwood cabinetry, luxury vinyl plank flooring, and quartz countertops throughout, creating a seamless blend of style and durability. The kitchen features stainless steel appliances, a spacious walk-in pantry, and custom black light fixtures that add a modern, designer touch. The primary suite is a true retreat with tray ceilings, a large walk-in closet and private bath. Enjoy outdoor living on the expansive 20x20 patio—perfect for entertaining or relaxing. The extra-deep 3-car garage provides ample space for vehicles, storage, or hobbies. Built with quality in mind, this home features 2x6 construction and a full basement with 9-foot ceilings, offering endless potential for future finishing. Modern finishes, smart design, and exceptional craftsmanship—this home is truly move-in ready.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2026 sits in Bay City.
Currently offered at $500,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.34 acres
Year Built2026
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage3.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed2/2/2026
Original Price$525,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tim Sodini
Modern Realty
Frequently Asked Questions about 4521 E Crossroads Drive, Bay City, MI 48706
Which school district serves 4521 E Crossroads Drive, Bay City, MI 48706?
Per MLS# 50198730, 4521 E Crossroads Drive, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50198730, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4521 E Crossroads Drive, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4521 E Crossroads Drive, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4521 E Crossroads Drive, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4521 E Crossroads Drive, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,243
Principal & interest$3,243
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteFixed WirelessLicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4521 E Crossroads Drive, Bay City, MI 48706
View full property history →
Get email alerts for new listings near 4521 E Crossroads Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.