For Sale
4525 Strait Road, Traverse City, MI 49685
$479,000
MLS # 1946766 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19732.34 acres
1 / 72
Listing Description
Set on 2.34 acres just outside of Traverse City, this 4 bed, 2 bath ranch hits that sweet spot between space, location, and everyday livability. You’ve got a solid layout, a 2-car garage, and room to spread out, inside and out. The walkout 3-season room is where this one really shines. Hot tub’s ready, views are wide open, and it’s the kind of space you’ll actually use: morning coffee, unwinding at night, or hosting friends. Location-wise, it’s tough to beat. Less than 10 minutes to Munson and West Bay, with Fresh Coast just up the road for anything you need and Moomers literally a hop, skip, and jump across the street. Ice cream runs just became part of your routine. Additional outbuildings allowed per township.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1973 sits in Traverse City.
Asking $479,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size2.34 acres
Year Built1973
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingBaseboard, Wood
WaterPrivate Water
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew J Dakoske
REMAX Bayshore - Union St TC
Frequently Asked Questions about 4525 Strait Road, Traverse City, MI 49685
Can I use FHA or VA financing for this property?
Per MLS# 1946766, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 4525 Strait Road, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4525 Strait Road, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$3,107
Principal & interest$3,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4525 Strait Road, Traverse City, MI 49685
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