Sold
45264 Universal Court, Shelby Twp, MI 48317
Sold on 07/31/2025 for$285,000
MLS # 20251010841 (Realcomp)
2 beds2 baths1,378 sqftBuilt 19880 acres
1 / 34
Listing Description
Lovely end-unit condo in Shelby Twp. with a bright, spacious open floor plan and stylish 2025 updates throughout! Step into a large living room filled with natural light from the sliding glass door that opens to a private back deck—perfect for relaxing or entertaining. The charming eat-in kitchen has been fully refreshed with stainless steel appliances, granite counters, and tons of cabinet space for easy everyday living. Down the hall, two comfortable bedrooms share a beautifully updated full bath, and a convenient first-floor laundry room connects to the attached two-car garage. A huge basement with tall ceilings and a second full bath offers endless potential for storage, hobbies, or future finishing. Recent updates include a fully renovated kitchen, new flooring, and both bathrooms in 2025, plus newer mechanicals: A/C and furnace in 2015, and hot water tank in 2020. Welcome Home!
Source: SparkMLS
About this home
Located in Shelby Township in Shelby Twp, this property offers 2-bedroom, 2-bath, 1,378 sq ft, with original construction dating to 1988.
This home sold for $285,000 (about $207/sq ft).
Property tax estimate: $2,383 per year ($199/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,378 sqft
Year Built1988
Stories1
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/26/2025
Sold Date7/30/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$315 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$2,383
State Equalized Value$117,700
Taxable Value$79,859
Parcel #07-32-452-042
Source: Public Records
Legal Description
SANDY CREEK CONDOMINIUM MCCP NO. 197 UNIT 42
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 45264 Universal Court, Shelby Twp, MI 48317
Which school district serves 45264 Universal Court, Shelby Twp, MI 48317?
Per MLS# 20251010841, 45264 Universal Court, Shelby Twp, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251010841, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 45264 Universal Court, Shelby Twp, MI 48317?
Per public tax records, annual property taxes for this property are $2,383. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45264 Universal Court, Shelby Twp, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45264 Universal Court, Shelby Twp, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 45264 Universal Court, Shelby Twp, MI 48317. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 45264 Universal Court, Shelby Twp, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$2,164
Principal & interest$1,849
HOA$315
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45264 Universal Court, Shelby Twp, MI 48317
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Municipality
Shelby Township
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County
Macomb County
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