For Sale
45277 Universal Court, Utica, MI 48317
$275,000
MLS # 20261054432 (Realcomp)
2 beds2 baths1,227 sqftBuilt 19850 acres
1 / 14
Listing Description
Rare Ranch Condo in Desirable Shelby Township! Welcome to this beautifully maintained 2-bedroom, 2-bath ranch condo offering the perfect blend of comfort and low-maintenance living. Filled with natural light, the bright and open floor plan creates a warm and inviting atmosphere from the moment you step inside, featuring new recessed lighting throughout. The spacious living room flows seamlessly into the dining area and updated kitchen, making it ideal for both everyday living and entertaining. The kitchen features newer cabinetry, granite countertops, luxury vinyl plank flooring, newer stainless steel appliances, and a sliding door leading to the front patio. The primary bedroom features a spacious walk-in closet, while the second bedroom also includes a walk-in closet, providing ample storage space. Enjoy the convenience of an attached 2-car garage with direct access into the condo, complete with epoxy flooring and modern LED octagon lighting. Step outside to the fenced backyard, offering a great space to relax or enjoy the outdoors. Located within the highly acclaimed Utica Community Schools district, this condo is just minutes from shopping, dining, parks, and major freeways. HOA dues include water, making ownership even more convenient. Don't miss this rare opportunity to own a move-in-ready ranch condo in one of Shelby Township's most sought-after communities. Schedule your private showing today! All measurements are approximate. Buyer's agent to verify all information. Updates: Newer furnace, HWT stacked High Efficiency Washer and Dryer, all new stainless steel appliances.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,227 sq ft home in Shelby Township in Utica built in 1985.
Listed at $275,000 (about $224/sq ft).
Annual property taxes run approximately $2,901 ($242/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,227 sqft
Year Built1985
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Wood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$375 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$2,901
State Equalized Value$103,100
Taxable Value$94,506
Parcel #07-32-452-023
Source: Public Records
Legal Description
L 23 SANDY CREEK CONDOMINIUM MACOMB CO CONDO PLAN NO 197 BLDG 6 UNIT 23 LIBER 3779 PAGES 784-791
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Faransi
National Realty Centers, Inc
Frequently Asked Questions about 45277 Universal Court, Utica, MI 48317
What school district is 45277 Universal Court, Utica, MI 48317 in?
Per MLS# 20261054432, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 45277 Universal Court, Utica, MI 48317?
Per MLS# 20261054432, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261054432, the most recent reported annual property tax for 45277 Universal Court, Utica, MI 48317 is $2,901. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45277 Universal Court, Utica, MI 48317 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45277 Universal Court, Utica, MI 48317 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,159
Principal & interest$1,784
HOA$375
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45277 Universal Court, Utica, MI 48317
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Municipality
Shelby Township
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County
Macomb County
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