Sold
45315 Kensington Street, Utica, MI 48317
Sold on 06/29/2026 for$95,000
MLS # 26023221 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,296 sqftBuilt 1970
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Listing Description
CASH ONLY - Exquisitely renovated townhome in the highly desirable Village Square Co-op. This owner-occupied community requires share purchase -- no mortgages, no rentals -- offering a sense of stability and pride of ownership. Featuring brand-new high-end LVP flooring throughout, a sleek epoxy-finished basement with additional flex room, newer roof, and newer windows -- this home is completely turnkey. Enjoy the park-like setting surrounded by large mature trees with dedicated kids' play areas in a safe, welcoming neighborhood. The $610/month HOA includes gas, water, heat, lawn care, snow removal, and trash -- an exceptional value that makes budgeting effortless
Source: SparkMLS
About this home
Located in Utica in Utica, this property offers 2-bedroom, 2-bath, 1,296 sq ft, with original construction dating to 1970.
Final sale price: $95,000 (about $73/sq ft).
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,296 sqft
Year Built1970
Stories2
Location
CityUtica
MunicipalityCity of Utica
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Shingle Siding, Vinyl Siding
BasementOther
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/18/2026
Sold Date6/28/2026
Original Price$112,000
Terms AcceptedCash
HOA
HOA Fee$610
IncludesWater, Trash, Snow Removal, Lawn/Yard Care, Heat
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year0
Assessed Value$0
Parcel #000000
Source: SparkMLS
Legal Description
Village Square Cooperative
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Logan Gaines
Epique Realty
Frequently Asked Questions about 45315 Kensington Street, Utica, MI 48317
What school district is 45315 Kensington Street, Utica, MI 48317 in?
Per MLS# 26023221, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 45315 Kensington Street, Utica, MI 48317?
Per MLS# 26023221, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
Is 45315 Kensington Street, Utica, MI 48317 eligible for USDA financing?
Per USDA Rural Development boundary data, 45315 Kensington Street, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45315 Kensington Street, Utica, MI 48317 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,291
Principal & interest$681
HOA$610
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45315 Kensington Street, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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