Sold
45466 Keding Street, Utica, MI 48317
Sold on 07/10/2026 for$315,000
MLS # 20261042019 (Realcomp)
3 beds2 baths1,890 sqftBuilt 19720.22 acres
1 / 29
Listing Description
Quiet street. Mature trees. The kind of setting buyers wait for.This move-in ready home delivers with hardwood floors throughout, a bright open layout, and a warm, inviting family room featuring a natural fireplace with heat exchanger. The kitchen is functional and flexible with gas/electric hookups, cabinet lighting, and a smart flow into dining.Big-ticket peace of mind: Trane furnace w/ transferable warranty, WiFi thermostat, humidifier, newer water heater, sump w/ battery backup, R-44 insulation.Upstairs offers comfortable bedrooms, including a primary with custom closet organizers, and a remodeled main bath.Outside: fully fenced private yard, 10x12 shed, insulated 2-car garage, generator transfer switch, gutter guards.Basement is prepped for a bathroom—ready for your next move.AI staging used for presentation purposes
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,890 sq ft home built in 1972 sits in Utica in Utica.
This home sold for $315,000 (about $167/sq ft).
Property tax estimate: $3,183 per year ($265/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,890 sqft
Lot Size0.22 acres
Year Built1972
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionAluminum Siding, Brick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Basement Plumbed for Bath
Sale & Financing
Listed6/5/2026
Sold Date7/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,183
State Equalized Value$124,500
Taxable Value$72,277
Parcel #07-34-428-018
Source: Public Records
Legal Description
NORMANDY SUB. NO. 2 LOT 58
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Peter Dukaj
Showtime Realty
Frequently Asked Questions about 45466 Keding Street, Utica, MI 48317
Which school district serves 45466 Keding Street, Utica, MI 48317?
Per MLS# 20261042019, 45466 Keding Street, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261042019, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 45466 Keding Street, Utica, MI 48317?
Per public tax records, annual property taxes for this property are $3,183. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45466 Keding Street, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45466 Keding Street, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45466 Keding Street, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45466 Keding Street, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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