Sold
45480 Keding Street, Utica, MI 48317
Sold on 03/09/2026 for$400,000
MLS # 20261006679 (Realcomp)
4 beds4 baths2,488 sqftBuilt 19720.22 acres
1 / 32
Listing Description
Welcome home to 45480 Keding Street in Utica. This immaculate all-brick ranch home . This home features Four bedrooms, Two full bath and a Two half bathrooms, a living room, family room with fireplace and sliding glass door to fenced yard with patio and shed. The kitchen offers hardwood cabinets and a pantry closet and all appliances stay with the home. The breakfast nook offers hardwood flooring and there is hardwood flooring beneath all the carpeted rooms. Corners of carpet have been pulled up in the bedrooms and living room so you can view the hardwood flooring. The basement has had a B-Dry perimeter drain system installed that comes with a lifetime warranty. This property is ideally located near M59, M53, shopping and dining and it is serviced by the highly rated Utica school district. This home is a must see. The Buyer and/or their agent must verify all information to be accurate.new hot water tank and Ac fully remodel.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,488 sq ft home built in 1972 sits in Utica in Utica.
This home sold for $400,000 (about $161/sq ft).
Estimated annual property tax: $3,404, or about $284 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,488 sqft
Lot Size0.22 acres
Year Built1972
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed2/3/2026
Sold Date3/8/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,404
State Equalized Value$137,400
Taxable Value$77,978
Parcel #07-34-428-017
Source: Public Records
Legal Description
NORMANDY SUB. NO. 2 LOT 59
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sandi Cholag
National Realty Centers, Inc
Frequently Asked Questions about 45480 Keding Street, Utica, MI 48317
Which school district serves 45480 Keding Street, Utica, MI 48317?
Per MLS# 20261006679, 45480 Keding Street, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261006679, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 45480 Keding Street, Utica, MI 48317?
Per public tax records, annual property taxes for this property are $3,404. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45480 Keding Street, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45480 Keding Street, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 45480 Keding Street, Utica, MI 48317. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 45480 Keding Street, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45480 Keding Street, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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