Sold
45482 PRIVATE SHORE Drive, Chesterfield, MI 48047
Sold on 04/26/2024 for$870,000
MLS # 20240019434 (Realcomp)
3 beds2 baths2,015 sqftBuilt 19690.45 acres
1 / 38
Listing Description
Waterfront perfection awaits you in this completely renovated ranch. Enjoy the unobstructed views of Lake St Clair with 100 feet of prime frontage and an additional 100 feet of frontage on the protected, deep-water canal. Plenty of room to turn around and dock any size boat, or multiple toys and just minutes to the lake. This one of kind home has been totally redone from floor to ceiling. The kitchen is absolutely stunning featuring brand new cabinets, quartz counters, and stainless appliances. Both full bathrooms have been taken down to the studs and completely rebuilt providing luxury and quality you would expect in a home of this caliber. The great room is sun filled with wall-to-wall windows to take in the views, has a vaulted ceiling, recessed lighting, and a fireplace. The new hardwood flooring is gorgeous and runs throughout the entire home. New roof and furnace in 2023, whole house generator, and many other recent updates make this home worry and maintenance free. In addition to the 2-car attached garage is another storage shed/workshop with separate entrance and overhead door. Such a complete house with so many updates in an incredible location rarely becomes available. Don't hesitate, get in and enjoy the full summer on the water at this marvelous home!
Source: SparkMLS
About this home
Located in Chesterfield Township in Chesterfield, this property offers 3-bedroom, 2-bath, 2,015 sq ft, with original construction dating to 1969.
Closed at $870,000 (about $432/sq ft).
Estimated annual property tax: $4,590, or about $383 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Natural gas service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,015 sqft
Lot Size0.45 acres
Year Built1969
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/28/2024
Sold Date4/25/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,590
Parcel #0932482018
Source: SparkMLS
Legal Description
ANCHOR BAY SHORES S 65 FT LOT 229
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Thomas G Fincham
Community Choice Realty Inc
Frequently Asked Questions about 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047
What financing options are available for 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047?
Per MLS# 20240019434, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240019434, the most recent reported annual property tax for 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047 is $4,590. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 45482 PRIVATE SHORE Drive, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$6,000
Principal & interest$6,000
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteDSLSatelliteLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45482 PRIVATE SHORE Drive, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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