For Sale
45523 Eleanor Drive, Decatur, MI 49045
$259,000
MLS # 26021470 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,980 sqftBuilt 19600.46 acres
1 / 40
Listing Description
265 ACRE ALL SPORTS LAKE OF THE WOODS DEEDED ACCESS is just steps from this home. Nestled in a quiet, low-traffic subdivision on a triple lot, this sprawling residence features nearly 2,000 finished square feet above grade plus an additional 1,400 square feet of unfinished basement space ready to be customized to fit your needs. Offering 2 FULL BATHS, 3 generously sized bedrooms, including a private ensuite featuring a luxurious oversized walk in shower, you will love to call this place home. The peaceful backyard is perfect for relaxing or entertaining. A short walk (1 block) will lead you to the well maintained association park with beach & dock, ideal for boating, fishing, swimming and year-round recreation. There is a 2 car attached garage and a 24'x32' metal pole barn with electric that provides storage for the lake toys and mower! This rare opportunity allows the use of this BEAUTIFUL lake without the high price...brilliant! Schedule your private showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,980 sq ft home in Decatur built in 1960.
Asking $259,000 (about $131/sq ft).
Estimated annual property tax: $4,098, or about $342 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,980 sqft
Lot Size0.46 acres
Year Built1960
Stories1
Location
CityDecatur
MunicipalityDecatur Twp
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Hot Tub Spa, Eat-in Kitchen
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,819
Tax Year2025
State Equalized Value$125,000
Taxable Value$47,046
Assessed Value$48,504
Homestead (PRE)100%
Parcel #80-08-050-003-10
Source: Public Records
Legal Description
LOTS 13-14-15 BLOCK 1 SUPVR PLAT OF GAERTIG SUB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Suzy Glomski
Michigan Lifestyle Properties
Frequently Asked Questions about 45523 Eleanor Drive, Decatur, MI 49045
Which school district serves 45523 Eleanor Drive, Decatur, MI 49045?
Per MLS# 26021470, 45523 Eleanor Drive, Decatur, MI 49045 is in the Decatur boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26021470, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 45523 Eleanor Drive, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $1,819 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45523 Eleanor Drive, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 45523 Eleanor Drive, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45523 Eleanor Drive, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$4,098
Monthly$342
Millage rate32.7804 mills
Municipality: Decatur Township
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,021
Principal & interest$1,680
Property taxes$342
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45523 Eleanor Drive, Decatur, MI 49045
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