For Sale
456 Morningside Drive, Waterford, MI 48327
$349,900
MLS # 20261049628 (Realcomp)
3 beds3 baths1,800 sqftBuilt 20000.19 acres
1 / 16
Listing Description
Move-In Ready Waterford Home with Elizabeth Lake Access! Part of Elizabeth Shores neighborhood 1 block from neighborhood access to Elizabeth Lake.Welcome home to this beautifully updated 3-bedroom, 2.5-bath residence located in one of Waterford's desirable lake-access communities. Offering the perfect blend of modern updates and everyday comfort, this home provides neighborhood access to all-sports Elizabeth Lake, where you can enjoy boating, kayaking, fishing, swimming, and year-round recreation.Inside, you'll find a stunning, fully renovated kitchen featuring white shaker cabinetry, granite countertops, a farmhouse sink, sleek black appliances, designer subway tile backsplash, and abundant cabinet and counter space—perfect for entertaining or everyday living.The bright dining area is highlighted by a beautiful bay window overlooking the backyard and flows seamlessly to the spacious deck, creating the perfect space for outdoor dining and summer gatherings.Upstairs, the spacious primary suite offers a completely remodeled en-suite bath with a custom tiled walk-in shower, double vanity, modern fixtures, and a generous walk-in closet. Two additional bedrooms, a laundry room with storage, and a beautifully updated full bath complete the second floor.Additional highlights include:Convenient second -floor laundry room with utility sink and storageLuxury updated bathrooms with contemporary finishesNeutral paint and flooring throughoutVinyl plank flooring on the first floorNew carpet on the second floorAttached two-car garageLarge backyard with deck for relaxing or entertainingMove-in ready with tasteful, modern updatesEnjoy all the benefits of lake living while being just minutes from shopping, dining, parks, schools, and major commuter routes.This is part of Elizabeth Shores Neighborhood. Don't miss this opportunity to own a beautifully renovated home with neighborhood access to Elizabeth Lake. Schedule your private showing today!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,800 sq ft home built in 2000 sits in Waterford Township in Waterford.
Asking $349,900 (about $194/sq ft).
Annual property taxes run approximately $5,355 ($446/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,800 sqft
Lot Size0.19 acres
Year Built2000
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,727
State Equalized Value$176,090
Taxable Value$106,880
Parcel #1328406030
Source: Public Records
Legal Description
T3N, R9E, SEC 28 ELIZABETH SHORES LOT 50, ALSO LOT 51 EXC NLY 10 FT 9-26-00 FR 017 & 018
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by John J Przystup
3DX Real Estate LLC
Frequently Asked Questions about 456 Morningside Drive, Waterford, MI 48327
Which school district serves 456 Morningside Drive, Waterford, MI 48327?
Per MLS# 20261049628, 456 Morningside Drive, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261049628, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 456 Morningside Drive, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $5,727. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 456 Morningside Drive, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 456 Morningside Drive, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 456 Morningside Drive, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$5,355
Monthly$446
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,716
Principal & interest$2,269
Property taxes$446
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
456 Morningside Drive, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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