Under Contract
45630 White Oak Drive, Utica, MI 48315
$269,900
MLS # 20261050837 (Realcomp)
2 beds3 baths2,200 sqftBuilt 19910 acres
1 / 27
Listing Description
THIS IS A MUST SEE!!!! Shelby Twp condo located in Utica community Schools. Close to shopping. This beautiful 2 bedroom condo includes: vaulted ceilings, open floor plan, a wonderfully finished basement with full kitchen. All appliances including new dishwasher and newer refrigerator are included. Perfect for family get togethers. 2.5 bathrooms, ceiling fans, gas fireplace, brand new water heater and much more including a beautiful private, quiet deck perfect for relaxing after a busy day. 2 car attached garage. Immediate occupancy "DON'T MISS OUT! THIS WILL NOT LAST! BRING ME YOUR OFFERS!!"
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 2,200 sq ft home built in 1991 sits in Shelby Township in Utica.
Listed at $269,900 (about $123/sq ft).
Annual property taxes run approximately $1,627 ($136/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area2,200 sqft
Year Built1991
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$285 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$1,627
State Equalized Value$124,200
Taxable Value$53,036
Parcel #07-36-301-061
Source: Public Records
Legal Description
L 61 VILLAS OF LAKESIDE CONDOMINIUMS MACOMB COUNTY CONDO PLAN #340 UNIT 61 BLDG 15 LIBER 4884 PAGES 590-617
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Knodell
Utica Realty LLC
Frequently Asked Questions about 45630 White Oak Drive, Utica, MI 48315
What school district is 45630 White Oak Drive, Utica, MI 48315 in?
Per MLS# 20261050837, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261050837, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261050837, the most recent reported annual property tax for 45630 White Oak Drive, Utica, MI 48315 is $1,627. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45630 White Oak Drive, Utica, MI 48315 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45630 White Oak Drive, Utica, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,036
Principal & interest$1,751
HOA$285
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45630 White Oak Drive, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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