Sold
4569 S Lakeshore Drive, Ludington, MI 49431
Sold on 05/22/2026 for$781,000
MLS # 25032260 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,688 sqftBuilt 19912.36 acres
1 / 58
Listing Description
Experience the beauty of Lake Michigan in this nearly 3,000 sq ft waterfront home with over 100 feet of private frontage. Enjoy peaceful lakeside living just minutes from Bortell's Fishery, Summit Park, Ludington, and the Silver Lake Sand Dunes. The main level features 3 bedrooms, 2 baths an open floor plan, hardwood floors, and two walls of windows that fill the home with natural light and stunning lake views. Three oversized sliders open to a wraparound deck--perfect for outdoor dining, entertaining, or watching breathtaking sunsets over the water. The lower walkout level offers a spacious family room with a wood-burning stove, an additional bedroom (no egress window), abundant storage, and two more large sliders leading to the lakeside yard. Designed for comfort and gatherings, this home provides the ideal setting for year-round living or a private vacation retreat.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,688 sq ft home in Ludington built in 1991.
Closed at $781,000 (about $291/sq ft).
Property tax estimate: $8,473 per year ($706/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 280 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,688 sqft
Lot Size2.36 acres
Year Built1991
Stories1
Location
CityLudington
MunicipalitySummit Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorLP Tank Rented
Sale & Financing
Listed7/1/2025
Sold Date5/21/2026
Original Price$850,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,000
Tax Year2024
State Equalized Value$330,600
Taxable Value$169,068
Assessed Value$169,068
Parcel #014-114-004-00
Source: Public Records
Legal Description
S 155.04 FT OF N 1155.04 FT OF NW 1/4 OF NW 1/4 OF SEC 14 & S 155.04 FT OF N 1155.04 FT OF NE 1/4 OF NE 1/4 OF SEC 15 LYING W OF LAKESHORE DRIVE & EXTENDING TO W/E OF LAKE MICH SECS 14 & 15 T17N R18W 1.25 A M/L SU-144A3 145A3-1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Riehl
Five Star Real Estate Whitehall
Frequently Asked Questions about 4569 S Lakeshore Drive, Ludington, MI 49431
Which school district serves 4569 S Lakeshore Drive, Ludington, MI 49431?
Per MLS# 25032260, 4569 S Lakeshore Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25032260, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4569 S Lakeshore Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $8,000 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4569 S Lakeshore Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4569 S Lakeshore Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4569 S Lakeshore Drive, Ludington, MI 49431. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4569 S Lakeshore Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$8,473
Monthly$706
Millage rate25.6283 mills
Municipality: Summit TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$6,154
Principal & interest$5,448
Property taxes$706
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteDSLSatelliteLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsFrontierDSL
115 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4569 S Lakeshore Drive, Ludington, MI 49431
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