For Sale
457 Hardwood Drive, Coldwater, MI 49036
$335,000
MLS # 26025874 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,231 sqftBuilt 19600.73 acres
1 / 29
Listing Description
Nestled along scenic Coldwater Creek, this beautifully maintained 4-bedroom, 2-bath home offers comfort, space, and a peaceful setting on nearly one acre at the end of a quiet cul-de-sac. The finished walkout lower level overlooks a meticulously landscaped lawn and features a spacious three-season room where you can relax and enjoy the tranquil backyard views.The eat-in kitchen includes sliding doors leading to a deck, making it easy to enjoy outdoor dining and entertaining. Inside, you'll find two generous main-floor living areas filled with natural light from an abundance of windows. The main level also offers three bedrooms and a full bath. Downstairs, the finished lower level provides additional living space with a fourth bedroom, second full bathroom, craft room, and direct walkout access to the backyard. Additional highlights include a 2-car attached garage, a large pole barn, an oversized storage shed, and a fenced yard perfect for pets, play, or gardening.
Source: SparkMLS
About this home
Located in Coldwater, this property offers 4-bedroom, 2-bath, 2,231 sq ft, with original construction dating to 1960.
Asking $335,000 (about $150/sq ft).
Estimated annual property tax: $1,796, or about $150 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,231 sqft
Lot Size0.73 acres
Year Built1960
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/18/2026
Original Price$350,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,796
Tax Year2024
Assessed Value$66,871
Parcel #070-027-400-040-00
Source: SparkMLS
Legal Description
BEG AT A PT WH IS N 1821.9 FT, TH E 231 FT, TH N 561 FT FR S 1/4 COR OF SEC, RNG TH N 173.05 FT PAR WI E LI BORN SUB TH E APPR 190.53 FT TO A PT 5 FT W OF WILLIAMS #28 DRAIN, TH S 5DEG 32MIN W 173.86 FT, TH W APPR 173.75 FT TO PT OF BEG SEC 27 T6S R6 W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jami Lind
Hauska Home and Farm
Frequently Asked Questions about 457 Hardwood Drive, Coldwater, MI 49036
Which school district serves 457 Hardwood Drive, Coldwater, MI 49036?
Per MLS# 26025874, 457 Hardwood Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26025874, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 457 Hardwood Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,796 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 457 Hardwood Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 457 Hardwood Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 457 Hardwood Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
457 Hardwood Drive, Coldwater, MI 49036
View full property history →
Get email alerts for new listings near 457 Hardwood Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.