Sold
45709 Kensington, Utica, MI 48317
Sold on 11/11/2025 for$89,500
MLS # 20251044989 (Realcomp)
2 beds2 baths1,178 sqftBuilt 1971
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Listing Description
Beautifully updated brick colonial co-op offering 2 bedrooms and 1.5 bathrooms! Step inside to find a stunning, remodeled interior featuring a modern kitchen with stainless steel appliances included, updated bathrooms, and fresh paint throughout. The cozy finished basement provides plush carpet, an egress window, and plenty of space for relaxing or entertaining. Enjoy your morning coffee or evening unwind on the private patio just off the doorwall.Additional highlights include ceiling fans, spacious closets, and wonderful natural light. Located in a well-maintained, friendly co-op community where water and gas are included in the monthly fee—making this a truly affordable and low-maintenance living option. The fee also covers lawn care, snow removal, and servicing of most appliances, the hot water heater, and furnace.Cash offers only, as this is a co-op property. A new refrigerator has been ordered and will be included. The co-op is also replacing all windows and sliding doors with new Wallside windows. Residents enjoy access to a clubhouse and community events throughout the year. Cats and dogs welcome!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,178 sq ft home built in 1971 sits in Utica in Utica.
Final sale price: $89,500 (about $76/sq ft).
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,178 sqft
Year Built1971
Stories2
Location
CityUtica
MunicipalityCity of Utica
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed10/13/2025
Sold Date11/10/2025
Terms AcceptedCash
HOA
HOA Fee$600 / Monthly
IncludesLawn/Yard Care, Snow Removal, Water, Other
Source: SparkMLS
Tax Information
Annual Tax$0
Source: SparkMLS
Legal Description
Cooperative
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Amy Cairns
Realty Executives Home Towne
Frequently Asked Questions about 45709 Kensington, Utica, MI 48317
Which school district serves 45709 Kensington, Utica, MI 48317?
Per MLS# 20251044989, 45709 Kensington, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251044989, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45709 Kensington, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45709 Kensington, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45709 Kensington, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,184
Principal & interest$584
HOA$600
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45709 Kensington, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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