Pending
45745 Kensington, Utica, MI 48317
$115,000
MLS # 20261040831 (Realcomp)
2 beds2 baths1,737 sqftBuilt 1964
1 / 16
Listing Description
Welcome to this exceptionally well maintained condo located in Village Square - Utica Schools! This condo is a Co-op and is CASH only - The monthly HOA fee includes property taxes, gas, heat, water, garbage, interior/exterior structural repair or replacement - this includes furnace, hot water heater, kitchen appliances as well as plumbing and electrical. The HOA also includes grass cutting, snow removal, landscaping, and window replacement. This condo has plenty of updates including a new roof and new windows. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Utica in Utica, this property offers 2-bedroom, 2-bath, 1,737 sq ft, with original construction dating to 1964.
Asking $115,000 (about $66/sq ft).
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,737 sqft
Year Built1964
Stories2
Location
CityUtica
MunicipalityCity of Utica
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/2/2026
Terms AcceptedCash
HOA
HOA Fee$600 / Monthly
IncludesElectricity, Lawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$0
Source: SparkMLS
Legal Description
UNIT 309 VILLAGE SQUARE CO-OP
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ian Allen
Brookstone, Realtors LLC
Frequently Asked Questions about 45745 Kensington, Utica, MI 48317
Which school district serves 45745 Kensington, Utica, MI 48317?
Per MLS# 20261040831, 45745 Kensington, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261040831, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 45745 Kensington, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 45745 Kensington, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 45745 Kensington, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,346
Principal & interest$746
HOA$600
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45745 Kensington, Utica, MI 48317
View full property history →
Municipality
Utica
View all listings →
County
Macomb County
View county overview →
Get email alerts for new listings near 45745 Kensington
We'll notify you when something hits the market in Utica or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.