Sold
4581 Luther Path, St. Joseph, MI 49085
Sold on 05/22/2025 for$345,000
MLS # 25011520 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,870 sqftBuilt 20200.35 acres
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Listing Description
Almost new in Heritage Village, 4581 Luther Path offers 1,870 sq ft, 4 bedrooms/ 2.5 baths and the ease of newer construction. Built with quality 2x6 construction and beautiful stonework accents, this home checks all the boxes for comfort, function, and style. Inside, the layout is thoughtfully designed with spacious rooms and open-concept living areas that feel both functional and comfortable. The great room flows into the dining area and kitchen, where white cabinetry, granite countertops, a tile backsplash, and a center island with pendant lighting come together to create a space that's both practical and inviting. Upstairs, the primary suite offers a quiet retreat with its own full bath and a walk-in closet.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,870 sq ft home in Royalton Township in St. Joseph built in 2020.
This home sold for $345,000 (about $184/sq ft).
Property tax estimate: $4,806 per year ($401/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,870 sqft
Lot Size0.35 acres
Year Built2020
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleColonial, Traditional
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/24/2025
Sold Date5/21/2025
Original Price$384,500
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$330 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,806
Tax Year2024
Assessed Value$124,913
Parcel #11-17-2800-0025-00-0
Source: SparkMLS
Legal Description
UNIT 25 HERITAGE VILLAGE HOMES SECOND AMENDMENT LIBER 163 PAGE 72 FORMERLY KNOWN AS LUTHERAN HERITAGE VILLAGE HOMES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gretta V Group
@properties Christie's International R.E.
Frequently Asked Questions about 4581 Luther Path, St. Joseph, MI 49085
What school district is 4581 Luther Path, St. Joseph, MI 49085 in?
Per MLS# 25011520, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25011520, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25011520, the most recent reported annual property tax for 4581 Luther Path, St. Joseph, MI 49085 is $4,806 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4581 Luther Path, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 4581 Luther Path, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4581 Luther Path, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4581 Luther Path, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4581 Luther Path, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,362
Principal & interest$2,334
HOA$28
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
75 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4581 Luther Path, St. Joseph, MI 49085
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Municipality
Royalton Township
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