Sold
4583 Allen Cove Road, Luna Pier, MI 48157
Sold on 07/01/2026 for$610,000
MLS # 20261026585 (Realcomp)
3 beds3 baths2,748 sqftBuilt 19910.18 acres
1 / 50
Listing Description
Double Waterfront! Panoramic views over Lake Erie w/boat dock & hoist on the canal behind the house leading to Lake Erie. A short 5 mile ride to the North Cape Yacht Club. Almost everything updated in the last 10 years starting w/a beautifully updated kitchen w/gas range in the center island, a 2nd oven, stainless appliances, plenty of cabinet space, Silestone quartz countertops & large pantry. Open floorplan throughout the 1st floor all w/amazing views of the lake & sunrises! The home features hardwood flooring throughout, a full wall of windows (many w/custom top down/bottom up window treatments) & amazing views. The open floorplan offers a great room w/3 sided fireplace, office area, dining area, updated 1st floor full bath & mud room. The 2nd floor, fully updated includes the primary bedroom suite w/the same great views, 2 additional bedrooms & a large rec room or 4th bedroom if needed, 2 fully updated baths & convenient 2nd floor laundry. The lake side, perfect for entertaining boasts large 1st & 2nd floor composite decks, a large patio area in the center of the yard with invisible fencing. The canal side of the house features a 2 car attached garage, a 2nd 15 x 12 1 car garage (lots of storage), plenty of guest parking, a boat hoist & dock on the canal. A low maintenance exterior vinyl siding. A new roof in 2020. Be in for Summer & enjoy all Luna Pier, the beach & the lake have to offer. For Birders, come check out shore birds!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,748 sq ft home built in 1991 sits in Luna Pier in Luna Pier.
Final sale price: $610,000 (about $222/sq ft).
Estimated annual property tax: $6,068, or about $506 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,748 sqft
Lot Size0.18 acres
Year Built1991
Stories2
Location
CityLuna Pier
Zip Code48157
CountyMonroe
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/20/2026
Sold Date6/30/2026
Original Price$675,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,068
Parcel #585101000800
Source: SparkMLS
Legal Description
1005-549 & 550 1134-214 1136-334 1183-902 TO 905 1348-646 ALLENS COVE 11328 ALLENS COVE LOT 4 & THAT PT OF LOT 61 LYING BETW N & S LINES OF LOT 4 EXT.
Property Records
FEMA Flood Zone: Zone AO — 100-year floodplain (sheet flow)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Campbell
Real Estate One-Brighton
Frequently Asked Questions about 4583 Allen Cove Road, Luna Pier, MI 48157
What type of financing is accepted for this listing?
Per MLS# 20261026585, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261026585, the most recent reported annual property tax for 4583 Allen Cove Road, Luna Pier, MI 48157 is $6,068. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4583 Allen Cove Road, Luna Pier, MI 48157 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4583 Allen Cove Road, Luna Pier, MI 48157 is in flood zone AO (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Monroe County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$4,151
Principal & interest$4,151
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4583 Allen Cove Road, Luna Pier, MI 48157
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Municipality
Luna Pier
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County
Monroe County
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