Sold
45850 EDGEWATER Drive, Chesterfield, MI 48047
Sold on 06/19/2025 for$475,000
MLS # 20250031772 (Realcomp)
4 beds2 baths1,950 sqftBuilt 19780.14 acres
1 / 61
Listing Description
Welcome to your dream waterfront oasis! Nestled on a premium lot with 50 feet of water frontage with a raised steel seawall along an extra-deep canal, this stunning 4-bedroom, 2-full bath colonial offers quick, direct boating access to Lake St. Clair—just minutes away. Step inside to 1,950 sq ft of thoughtfully updated living space featuring a first-floor primary suite and a dry, waterproofed basement ready for your finishing touch. The chef-inspired kitchen is a true showstopper, professionally designed with custom shaker cabinetry, elegant quartz countertops, black stainless appliances, and premium porcelain tile flooring. Both bathrooms have been fully renovated with premium finishes, including quartz counters, tile showers, porcelain tile floors and jacuzzi tub. Energy efficiency meets peace of mind with solar panels (fully paid off at closing)—helping you save on utility bills year-round. Additional upgrades include a three dimensional shingle roof, furnace, A/C, hot water tank—all replaced within the past 10 years. From its meticulous maintenance to its unbeatable location, this home is a rare gem. Don’t miss your chance to make it yours and spend the summer living your best life on the water!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,950 sq ft home in Chesterfield Township in Chesterfield built in 1978.
This home sold for $475,000 (about $244/sq ft).
Property tax estimate: $3,142 per year ($262/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,950 sqft
Lot Size0.14 acres
Year Built1978
Stories2
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/8/2025
Sold Date6/18/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,142
State Equalized Value$145,300
Taxable Value$95,586
Parcel #09-32-430-011
Source: Public Records
Legal Description
ANCHOR BAY SHORES LOT 151
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nick G Ottenbacher
Brookstone, Realtors LLC
Frequently Asked Questions about 45850 EDGEWATER Drive, Chesterfield, MI 48047
What type of financing is accepted for this listing?
Per MLS# 20250031772, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250031772, the most recent reported annual property tax for 45850 EDGEWATER Drive, Chesterfield, MI 48047 is $3,142. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45850 EDGEWATER Drive, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 45850 EDGEWATER Drive, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45850 EDGEWATER Drive, Chesterfield, MI 48047 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 45850 EDGEWATER Drive, Chesterfield, MI 48047?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 45850 EDGEWATER Drive, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45850 EDGEWATER Drive, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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