Under Contract
4596 Onaway Road, Indian River, MI 49749
$304,900
MLS # 201839636
5 beds2 baths1.34 acres
1 / 40
Listing Description
Great opportunity at this price point in Indian River, offering a versatile setup on a spacious double lot. This 5-bedroom, 2 full bath bi-level home provides flexible living options, including a fully functional lower-level mother-in-law suite. The upper level features 3 bedrooms, a full bath, and an open, flowing layout connecting the kitchen, dining, and living areas. Sliding glass doors off the dining room lead to an expansive deck--ideal for relaxing or entertaining. The lower level includes its own kitchen, dining and living space, 2 bedrooms, plus a non-conforming third room perfect for an office or additional guest space. Outside, the property continues to impress with a detached 2.5-car garage featuring an insulated and heated workshop, along with a 24 x 35 pole barn complete with, Age: 21-30 Years Approx.
Source: SparkMLS
About this home
5-bedroom, 2-bath home in Indian River.
Asking $304,900.
Electric service is provided by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Lot Size1.34 acres
Location
CityIndian River
MunicipalityKoehler Twp
Zip Code49749
CountyCheboygan
Sale & Financing
Listed4/26/2026
Original Price$324,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dan O'Hare
Real Estate One Indian River
Frequently Asked Questions about 4596 Onaway Road, Indian River, MI 49749
Is 4596 Onaway Road, Indian River, MI 49749 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4596 Onaway Road, Indian River, MI 49749 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Koehler Twp police department or the Cheboygan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,978
Principal & interest$1,978
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
4596 Onaway Road, Indian River, MI 49749
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