Under Contract
4599 Ariel Avenue, Ludington, MI 49431
$399,000
MLS # 26032349 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,000 sqftBuilt 19500.36 acres
1 / 36
Listing Description
HAMLIN TWP - Welcome to this light-filled 3-bedroom, 2.5-bathroom ranch home built on a slab, located in close proximity to Hamlin Lake. The functional layout features a bright kitchen and dining area with durable tile flooring, lots of natural light, and a slider door that opens to a massive deck boasting peek-a-boo lake views. The home's bedrooms offer fantastic flexibility and comfort and feature vinyl plank flooring in each. The spacious primary suite features two closets, two bright slider doors leading to a private patio, and an attached bath with tile floors, a double sink, and a walk-in shower. The second bedroom, currently utilized as a home office, comes complete with its own attached half-bath and private slider access out to the deck. The third bedroom has plenty of space, natural light, and closet space. The main full bathroom includes in-floor heat and houses the laundry area with a brand-new stackable washer and dryer. Outside, the property serves
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,000 sq ft home built in 1950 sits in Ludington.
Asking $399,000 (about $200/sq ft).
Estimated annual property tax: $2,269, or about $189 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,000 sqft
Lot Size0.36 acres
Year Built1950
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingHot Water
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Phone Connected, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,269
Tax Year2026
Assessed Value$91,646
Parcel #53-007-400-077-00
Source: SparkMLS
Legal Description
NORTH BAYOU RESORT LOTS 6, 7 & 8 BLOCK 7 AND S 1/2 OF VACATED BEECH ST ADJACENT TO LOT 8
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 4599 Ariel Avenue, Ludington, MI 49431
What school district is 4599 Ariel Avenue, Ludington, MI 49431 in?
Per MLS# 26032349, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032349, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032349, the most recent reported annual property tax for 4599 Ariel Avenue, Ludington, MI 49431 is $2,269 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4599 Ariel Avenue, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4599 Ariel Avenue, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4599 Ariel Avenue, Ludington, MI 49431
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